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Mother Nature's not quite sure how she wants to treat us today in Maine.  Pray she stays in a good mood and it's only rain.
#StaySafe #NobodyPissOffMomToday #KeepItAboveFreezing #WeNeedMilkDelivery #WeNeedACow
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Oh my gaaaa!!! I totally just realized why Joe is growing so much.
#ItsTheMilk
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#MomLife❤ #WifeWin #DogMomForLife #ILoveMyPup #BoyMomAdventures #GirlMom #Fibromyalgiawarrior #NaturalLiving #AnxietyDisorder #DebtFreeJourney #Organizers #CraftyMom #EndometriosisWarrior #AutismLife  #VeteranSupport #GotYour6 #RuralLiving #MentalHealthWarrior #GoArmy #CookingMama #MigraineWarrior #AnexoriaWarrior
Mother Nature's not quite sure how she wants to treat us today in Maine. Pray she stays in a good mood and it's only rain. #StaySafe  #NobodyPissOffMomToday  #KeepItAboveFreezing  #WeNeedMilkDelivery  #WeNeedACow  . Oh my gaaaa!!! I totally just realized why Joe is growing so much. #ItsTheMilk  . . . . . . . . . . . . . . . . . . . . . . #MomLife ❤ #WifeWin  #DogMomForLife  #ILoveMyPup  #BoyMomAdventures  #GirlMom  #Fibromyalgiawarrior  #NaturalLiving  #AnxietyDisorder  #DebtFreeJourney  #Organizers  #CraftyMom  #EndometriosisWarrior  #AutismLife   #VeteranSupport  #GotYour6  #RuralLiving  #MentalHealthWarrior  #GoArmy  #CookingMama  #MigraineWarrior  #AnexoriaWarrior 
Set goals, make a plan and take action!!!
Set goals, make a plan and take action!!!
Have a great day.
Have a great day.
Looking for a way to make some extra money? I have made four list each giving ten ways to make extra money using your car, home , body or computer. That’s forty different ways to raise money for your holiday budget or to get extra cash to put towards paying down your debt. Click the link in my bio to get the list of your choice. Make it a priority to go into 2018 with as little to no debt as possible.
Looking for a way to make some extra money? I have made four list each giving ten ways to make extra money using your car, home , body or computer. That’s forty different ways to raise money for your holiday budget or to get extra cash to put towards paying down your debt. Click the link in my bio to get the list of your choice. Make it a priority to go into 2018 with as little to no debt as possible.
I feel lost!!
I can't stop spending money and I feel shitty with myself.
I don't know how to change and stop spending.
The stuff I am buying is not even a necessity.
I buy more food than we can eat and I have more junk then I need.
I am just thowing my money away and I hate it. 😣

#daveramsey #debtfreecommunity #debt #debtfreejourney #debtslave #debtfreeliving #frugal #frugalliving #frugallife #organised #money #debtfreegoals #financialfreedom #financialgoals #budget #budgeting #debtfreelife
I feel lost!! I can't stop spending money and I feel shitty with myself. I don't know how to change and stop spending. The stuff I am buying is not even a necessity. I buy more food than we can eat and I have more junk then I need. I am just thowing my money away and I hate it. 😣 #daveramsey  #debtfreecommunity  #debt  #debtfreejourney  #debtslave  #debtfreeliving  #frugal  #frugalliving  #frugallife  #organised  #money  #debtfreegoals  #financialfreedom  #financialgoals  #budget  #budgeting  #debtfreelife 
Sunday night feels. Busy day on self reflection working out what im wanting to do my goals for next year. Which mountain I will climb this week you know 🧐 all the important stuff. How I’m going to survive going to work and seeing my boss after she lost her shit with my resignation 😐... Aaaah but a new week and I’ll be reducing my debt further down and hopefully hear back about jobs I applied for. #gonebarefoot #barefootinvestor #debtfreecommunity #debtfreejourney #nodebtby2020
Sunday night feels. Busy day on self reflection working out what im wanting to do my goals for next year. Which mountain I will climb this week you know 🧐 all the important stuff. How I’m going to survive going to work and seeing my boss after she lost her shit with my resignation 😐... Aaaah but a new week and I’ll be reducing my debt further down and hopefully hear back about jobs I applied for. #gonebarefoot  #barefootinvestor  #debtfreecommunity  #debtfreejourney  #nodebtby2020 
A before and after of my closet.. we have cleared out 2 moving boxes of clothes/shoes/bags/hats.. next weekend I really need to finish my chest of draws and get my bedroom done! It’s so nice to look at now 🤣 I plan to go through again in about 3 months and clear more out! 👌🏼 #beforeandafter #debtfreecommunity #debtfreejourney #debtfree #minimalism #springclean #debtslaves
Trying to get back into a routine. Summer nights = bbq and light meals. Plus I’m over being fat and need to get for for fertility 😂 dinner under $6per person and soooooo goooood !! Love Lamb + All the salad in the world 😂😂😂 #fitforfertility #fitspo #fitfam #frugaldinner
Trying to get back into a routine. Summer nights = bbq and light meals. Plus I’m over being fat and need to get for for fertility 😂 dinner under $6per person and soooooo goooood !! Love Lamb + All the salad in the world 😂😂😂 #fitforfertility  #fitspo  #fitfam  #frugaldinner 
this is how much I pay for daycare / month. Definitely not a bad price for the area were in but... ughhhh Im so ready for kindergarten 🙏🏾😩💰#kbgoesdebtfree #daveramsey #daveramseybabysteps #creditscore #credit #badcredit #daveramseywouldbeproud #daveramseyapproved #daveramseyplan #debtfree #debt #debtsnowball #minimalist #debtfreecommunity #debtfreejourney #debtfreelife #singlemother #greatlakes #creditcarddebt #studentloans #frugal
paying down my AMEX! this was only the minimum payment but that's okay! 😬 building a solid foundation & glad I have the money to pay it #kbgoesdebtfree #daveramsey #daveramseybabysteps #creditscore #credit #badcredit #daveramseywouldbeproud #daveramseyapproved #daveramseyplan #debtfree #debt #debtsnowball #minimalist #debtfreecommunity #debtfreejourney #debtfreelife #singlemother #greatlakes #creditcarddebt #studentloans #frugal
Make a choice between Mobile phone or landline. You don’t need both
Make a choice between Mobile phone or landline. You don’t need both
Whooooops I almost missed #minsgame day 18! Today we have expired vitamins and meds, candles that smell just awful, and things I picked up to resell that I either never bothered to do or had flaws I didn’t see. Out the door it goes! #minimalism #debtfreejourney #konmari #beintentional
Whooooops I almost missed #minsgame  day 18! Today we have expired vitamins and meds, candles that smell just awful, and things I picked up to resell that I either never bothered to do or had flaws I didn’t see. Out the door it goes! #minimalism  #debtfreejourney  #konmari  #beintentional 
My desk is F I N A L L Y done!!! 😍 While most of you loved the uniqueness of the uneven stain job, I couldn’t stand it. I tried to like it, but I knew it would bug me every time I looked at it. Then @mrs.217 suggested that I white wash the wood. She explained what it was and I immediately researched it. Half chalk paint/half water, apply, and wipe it off before it dries. I was nervous when I started applying the paint, but it turned out better than I ever expected! •
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A huge thank you to Josh and his stepdad for making this happen! They put in a lot of work and made sure the desk looked good. We’re going to cover the screws. Other than that, it’s finished! Time to finish hanging everything up and organize! I’m having a glass or two of wine to celebrate. ☺️🍷 •
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#diy #thedebtfreecommunity #debtfreecommunity #daveramsey #debtfree #financialpeaceuniversity #debt #debtfreejourney #debtsnowball #babystep2 #thetotalmoneymakeover #budget #zerobasedbudget
My desk is F I N A L L Y done!!! 😍 While most of you loved the uniqueness of the uneven stain job, I couldn’t stand it. I tried to like it, but I knew it would bug me every time I looked at it. Then @mrs.217 suggested that I white wash the wood. She explained what it was and I immediately researched it. Half chalk paint/half water, apply, and wipe it off before it dries. I was nervous when I started applying the paint, but it turned out better than I ever expected! • • A huge thank you to Josh and his stepdad for making this happen! They put in a lot of work and made sure the desk looked good. We’re going to cover the screws. Other than that, it’s finished! Time to finish hanging everything up and organize! I’m having a glass or two of wine to celebrate. ☺️🍷 • • #diy  #thedebtfreecommunity  #debtfreecommunity  #daveramsey  #debtfree  #financialpeaceuniversity  #debt  #debtfreejourney  #debtsnowball  #babystep2  #thetotalmoneymakeover  #budget  #zerobasedbudget 
Every dollar 💰💵 extra goes to student loan D. I'm trying to kill this loan before 2018! Once processed the loan will be below $1000 
#daveramsey #babystep2 #debtfreecommunity #debtfreejourney #debtfree #debtfreeisthenewsexy #debtfreedom #soclose #ithinkican #slowburn #studentloans #studentdebt
Say hello to my budget friendly, minimal Christmas tree. Also- We have an extra $1,000 in income this month and today my husband said: “Oh! We can totally pay off the rest of my credit card with some of that!” Usually I am the overly excited one on this Ramsey journey so, it made me smile. #debtsnowball #financialpeace #daveramseywouldbeproud #daveramseybabysteps #cashonly #debtfreecommunity #debtfreejourney #daveramsey #babystep2 #debtfree
Last week was a VERY tough both physically and mentally week and not to mention CRAZY busy.  We had our first IUI fertility treatment which meant daily ultrasounds, needles and medication.  Throw into the mix a trade in on our car, a crazy busy week at work and then trying to stay on top of the general house work.  Needless to say I have not mentally been with it.  Did some Christmas shopping but used both cash and card, used some for the Christmas budget for eating out, bought some other bits and bobs which was NOT budgeted for and now feeling quite out of sorts and not motivated and to be honest lost with where my accounts are up too and what we bought / what we have left to buy.  Groceries only cost $96.02 as hubby did most of it so at lest we have come in somewhat under budget for our weekly spendings.  These weeks happen don’t they?  Tomorrow is a new day and a fresh week so fingers crossed I can pick myself back up and soldier on.  We will be getting our cash back this week for the trade in on the car and at least have enough food to get us through to Wednesday so don’t need to make any trips to the supermarket.  #igotthis #debtfreecommunity #debtfreejourney #debtisdumb
Last week was a VERY tough both physically and mentally week and not to mention CRAZY busy. We had our first IUI fertility treatment which meant daily ultrasounds, needles and medication. Throw into the mix a trade in on our car, a crazy busy week at work and then trying to stay on top of the general house work. Needless to say I have not mentally been with it. Did some Christmas shopping but used both cash and card, used some for the Christmas budget for eating out, bought some other bits and bobs which was NOT budgeted for and now feeling quite out of sorts and not motivated and to be honest lost with where my accounts are up too and what we bought / what we have left to buy. Groceries only cost $96.02 as hubby did most of it so at lest we have come in somewhat under budget for our weekly spendings. These weeks happen don’t they? Tomorrow is a new day and a fresh week so fingers crossed I can pick myself back up and soldier on. We will be getting our cash back this week for the trade in on the car and at least have enough food to get us through to Wednesday so don’t need to make any trips to the supermarket. #igotthis  #debtfreecommunity  #debtfreejourney  #debtisdumb 
Cooking organic pesto spinach pasta on the bus because: Bus life chef.
Cooking organic pesto spinach pasta on the bus because: Bus life chef.
Working on Side Hustle work tonight (writing an article for our local paper). What's YOUR side hustle!? 🤑#sidehustle #debtfree #debtslayer #debtfreejourney #gazelleintensity #writersofinstagram #toomuchstuff #thathustletho #livelikenooneelse
There are many things the Mr. and I are on the same page about. One of them is giving. We feel so blessed with what we have that it didn’t matter we were on our debt free journey we still wanted to give offering to our church along with our tithe. *
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Because of where our church is located we knew the church could use the offering to help the community because we had attended for a while and saw all they were doing. We felt compelled to give a specific amount each month. When we calculated out how much that would be over a year we realized we were pushing back our debt payoff date by 1 month. *
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We were ok with that because we had seen how the offering blessed others and we knew we enjoyed helping others anonymously. So we agreed and have given and the blessings that we have received from giving on top of tithe totally outweigh anything we thought we would be giving up. It has been amazing to see how we’ve been blessed because we wanted to bless others. *
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We are excited to be debt free in two weeks because we know we’ll be able to give more. It feels good to give. It truly does. If you feel compelled, listen, and give. You’ll see the returns in other ways.
There are many things the Mr. and I are on the same page about. One of them is giving. We feel so blessed with what we have that it didn’t matter we were on our debt free journey we still wanted to give offering to our church along with our tithe. * * Because of where our church is located we knew the church could use the offering to help the community because we had attended for a while and saw all they were doing. We felt compelled to give a specific amount each month. When we calculated out how much that would be over a year we realized we were pushing back our debt payoff date by 1 month. * * We were ok with that because we had seen how the offering blessed others and we knew we enjoyed helping others anonymously. So we agreed and have given and the blessings that we have received from giving on top of tithe totally outweigh anything we thought we would be giving up. It has been amazing to see how we’ve been blessed because we wanted to bless others. * * We are excited to be debt free in two weeks because we know we’ll be able to give more. It feels good to give. It truly does. If you feel compelled, listen, and give. You’ll see the returns in other ways.
Sunday has been spent cleaning out my closet! Oh my god 🤦🏻‍♀️ how did I accumulate so much sh*t! 2 massive boxes done & the rest will be completed throughout this week & next weekend! I always felt like I was someone with no clothes........ maybe I was blind! 🤣 I’ll be posting a before & after of the mess I have got rid of! It feels liberating and so much more free! #debtfreecommunity #minimalism #byebyestuff #allgiventocharity #debtfree #springclean #debtfreejourney #debtfreeliving #frugalliving
Sunday has been spent cleaning out my closet! Oh my god 🤦🏻‍♀️ how did I accumulate so much sh*t! 2 massive boxes done & the rest will be completed throughout this week & next weekend! I always felt like I was someone with no clothes........ maybe I was blind! 🤣 I’ll be posting a before & after of the mess I have got rid of! It feels liberating and so much more free! #debtfreecommunity  #minimalism  #byebyestuff  #allgiventocharity  #debtfree  #springclean  #debtfreejourney  #debtfreeliving  #frugalliving 
Thankyou all for following me. I wasn't expecting this much interest in just 10 days. I do love our debt free, frugal, budgeting community!
Thankyou all for following me. I wasn't expecting this much interest in just 10 days. I do love our debt free, frugal, budgeting community!
Sinking Funds 😍 I got this layout idea from Life's Organized Chaos on YouTube (does she have IG?) and I am inlove with it 😍 Each column will have 3 numbers: the starting balance, what's added, and then the new balance 😏Lets see how this works out! #budget #budgeter #budgeting #frugal #frugalliving #frugalcooking #frugalstudent #sinkingfunds #cashenvelopes #cashisking #debtfree #debtfreejourney #debtfreecommunity
Do you have a budget for what you plan to spend on friends and family this Christmas?  Do you think you will be able to stick to it?
Do you have a budget for what you plan to spend on friends and family this Christmas? Do you think you will be able to stick to it?
How big are you dreaming? What do you plan to do when you get there?
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Ready to get your finances in order?
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Head over to https://www.clevergirlfinanceacademy.com and join the CGF Members Only Accountability Program - Your accountability starts when you sign up! (LINK IN BIO)
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http://CleverGirlFinance.com - Subscribe + get access to my free resource library!
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 #financialfreedom #financialplanning #slayallday #winning #moneygoals #womeninfinace #financeexpert #debtfreecommunity #financialsuccess #debtfreejourney #goalgetters #millionairemindset #moneytips #financialexpert #personalfinanceforwomen #financeblogger #goaldigger #accountability #debtslayer #clevergirlfinance #clevergirlsknow #cutback #saturday #moneygoals #financialgoals #successgoals #goals #yougotthis #stayfocused
How big are you dreaming? What do you plan to do when you get there? ____________________ Ready to get your finances in order? . Head over to https://www.clevergirlfinanceacademy.com and join the CGF Members Only Accountability Program - Your accountability starts when you sign up! (LINK IN BIO) ________________________ http://CleverGirlFinance.com - Subscribe + get access to my free resource library! . . . . . . . . . . . . #financialfreedom  #financialplanning  #slayallday  #winning  #moneygoals  #womeninfinace  #financeexpert  #debtfreecommunity  #financialsuccess  #debtfreejourney  #goalgetters  #millionairemindset  #moneytips  #financialexpert  #personalfinanceforwomen  #financeblogger  #goaldigger  #accountability  #debtslayer  #clevergirlfinance  #clevergirlsknow  #cutback  #saturday  #moneygoals  #financialgoals  #successgoals  #goals  #yougotthis  #stayfocused 
Husband needed a new windscreen wiper ($16), then we got Red Rooster for lunch ($10) then Maccas choc sundaes for dessert ($8). Not beating myself up because we are still $25 under our weekly budget with no more expenses required for the week and we came $40 under our grocery budget. BUT! After a week of impulsive spending it’s time to get back on the wagon 🚗 we aren’t normally like this but we’ve had our fun (well it’s mostly been me making the purchases anyway so I should say I’VE had MY fun) and it’s time to get back to being sensible. May your week be full of saving $$$ and no frivolous spending! #debtfreecommunity #debtfreejourney #debtfreeaf #debtisdumb #budgetlife #financialfreedom 💵💵💵
Husband needed a new windscreen wiper ($16), then we got Red Rooster for lunch ($10) then Maccas choc sundaes for dessert ($8). Not beating myself up because we are still $25 under our weekly budget with no more expenses required for the week and we came $40 under our grocery budget. BUT! After a week of impulsive spending it’s time to get back on the wagon 🚗 we aren’t normally like this but we’ve had our fun (well it’s mostly been me making the purchases anyway so I should say I’VE had MY fun) and it’s time to get back to being sensible. May your week be full of saving $$$ and no frivolous spending! #debtfreecommunity  #debtfreejourney  #debtfreeaf  #debtisdumb  #budgetlife  #financialfreedom  💵💵💵
Ditch the paper towels. I cut out using paper towels and paper napkins years ago. I don’t miss them one bit. It saves me money too. I use towels small towels that I get for free from work. You can also use older wash clothes or cut up old shirts to use as rags. If the clean up is really gross then it’s cool to throw the rag away.
#savingmoney #savingtips #familyofsix #budgeting #debtfreejourney #debtfreecommunity
Ditch the paper towels. I cut out using paper towels and paper napkins years ago. I don’t miss them one bit. It saves me money too. I use towels small towels that I get for free from work. You can also use older wash clothes or cut up old shirts to use as rags. If the clean up is really gross then it’s cool to throw the rag away. #savingmoney  #savingtips  #familyofsix  #budgeting  #debtfreejourney  #debtfreecommunity 
So over the last week, I have bought 7 Christmas toys for my kids. Today was Targets 25% off toys sale. Got my receipts and went in for a price adjustment and got back 50.00 (which meant each kiddo had an extra 10.00 in their gift budget). Then I finished everyone’s Christmas present shopping except the babies highchair and jumper (which I have 50.00 set aside to go to Once Upon A Child next week to buy). I then saved another 58.00 at checkout with today’s 25% off toy sale and my 5% redcard (debit red card) savings. My goal is to be completely done by Wednesday!! Christmas shopping is seriously so much easier when it is cash flowed!!! When the money is gone, it’s gone and no temptation to buy just one more 🎁! #debtfree #debtfreejourney #daveramsey #christmasshopping
So over the last week, I have bought 7 Christmas toys for my kids. Today was Targets 25% off toys sale. Got my receipts and went in for a price adjustment and got back 50.00 (which meant each kiddo had an extra 10.00 in their gift budget). Then I finished everyone’s Christmas present shopping except the babies highchair and jumper (which I have 50.00 set aside to go to Once Upon A Child next week to buy). I then saved another 58.00 at checkout with today’s 25% off toy sale and my 5% redcard (debit red card) savings. My goal is to be completely done by Wednesday!! Christmas shopping is seriously so much easier when it is cash flowed!!! When the money is gone, it’s gone and no temptation to buy just one more 🎁! #debtfree  #debtfreejourney  #daveramsey  #christmasshopping 
Reflecting back on the year that has nearly passed! I’m looking back to see how far we have come and to celebrate and be proud of ourselves for what we have achieved! 
When we reach our December goal of $170,000 we would have paid off $79,400 off of our mortgage principle in 2017!!!! We are intense, we are determined we are chasing the freedom as hard as we can!!!!! Counting down the months... 24 months or LESS until we are 100% debt free!!!!!! -
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Have you had a chance to reflect on the year that is nearly passed... be proud of what you have achieved and be positive and focused on the journey ahead... -
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#debtfreejourney #reflectingon2017 #financialjourney #debtfreecommunity #goals #financialgoals #gazelleintense #24monthstogo #untilwecanbuygourmetsausages 😝 #mortgagefreecommunity #beproudofyou #yourgoals #yourdreams #hugegoals #smashingthem #makingithappen
Reflecting back on the year that has nearly passed! I’m looking back to see how far we have come and to celebrate and be proud of ourselves for what we have achieved! When we reach our December goal of $170,000 we would have paid off $79,400 off of our mortgage principle in 2017!!!! We are intense, we are determined we are chasing the freedom as hard as we can!!!!! Counting down the months... 24 months or LESS until we are 100% debt free!!!!!! - - - - Have you had a chance to reflect on the year that is nearly passed... be proud of what you have achieved and be positive and focused on the journey ahead... - - - - - #debtfreejourney  #reflectingon2017  #financialjourney  #debtfreecommunity  #goals  #financialgoals  #gazelleintense  #24monthstogo  #untilwecanbuygourmetsausages  😝 #mortgagefreecommunity  #beproudofyou  #yourgoals  #yourdreams  #hugegoals  #smashingthem  #makingithappen 
Moms really do have magic powers👌🏻. 5 years old & I still have the ability to rub his head & put him to sleep in 5 minutes flat. 
When I was a kid I hated sleeping alone. I had terrible nightmares frequently & still do from time to time. It’s why I don’t watch violent or scary  movies🙈. Cameron is the exact same way & Braedan is getting tired of having his little brother in his room. I told Cam he needed to sleep in his own room but I would lay down with him. 
Bam💥. Out like a light. Magic powers. Moms are fierce! #boymom💙
Moms really do have magic powers👌🏻. 5 years old & I still have the ability to rub his head & put him to sleep in 5 minutes flat. When I was a kid I hated sleeping alone. I had terrible nightmares frequently & still do from time to time. It’s why I don’t watch violent or scary movies🙈. Cameron is the exact same way & Braedan is getting tired of having his little brother in his room. I told Cam he needed to sleep in his own room but I would lay down with him. Bam💥. Out like a light. Magic powers. Moms are fierce! #boymom 💙
I regret having my Christmas Shopping done and dusted.
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I had completed the majority of my family’s Christmas shopping in October and I am really regretting being so organized.
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The amount of really good sales and bonus rewards points we’ve missed out on is insane 😭
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While it’s nice to be done, I could have saved money on the Christmas budget and while we’re on our #debtfreejourney that’s really important to us.
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When do you complete your Christmas shopping?
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#christmas2017 #christmasshopping #christmaslist #frugal #budget #christmasbudget #savvy #shoppingregrets #organized #organised
I regret having my Christmas Shopping done and dusted. . I had completed the majority of my family’s Christmas shopping in October and I am really regretting being so organized. . The amount of really good sales and bonus rewards points we’ve missed out on is insane 😭 . While it’s nice to be done, I could have saved money on the Christmas budget and while we’re on our #debtfreejourney  that’s really important to us. . When do you complete your Christmas shopping? . . . #christmas2017  #christmasshopping  #christmaslist  #frugal  #budget  #christmasbudget  #savvy  #shoppingregrets  #organized  #organised 
If you one money wish. What would it be??????
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Make that #wish ❤️❤️❤️
If you one money wish. What would it be?????? . Make that #wish  ❤️❤️❤️
Made some BBQ jackfruit tacos tonight! So easy! Just caramelize onions in butter, add canned jackfruit and mix in BBQ sauce until heated through. We topped ours with purple cabbage, bell peppers, avocado, cheese, lime juice, and cilantro. 😍
Made some BBQ jackfruit tacos tonight! So easy! Just caramelize onions in butter, add canned jackfruit and mix in BBQ sauce until heated through. We topped ours with purple cabbage, bell peppers, avocado, cheese, lime juice, and cilantro. 😍
When u have enough #leftovers to put some in the freezer and enough to #feedthekids for lunch today #winning ! #shelfcooking #budgeting #budget #debtfreecommunity #debtfreejourney #kmart #bestbowlsever #spaghetti
Seventh day this month spending NO money. With the extra my fiancé made this month, the money saved from no “leaks” in the budget and the mileage check I should be receiving soon from work will all make for nice extra payments to our debt! #debtfreejourney #debtfreecommunity #budgetlife #gazelleintense #nospendnovember #nospendmonth #financialfreedom #financialgoals #financialwins #kickindebttothecurb #debtisdumb #daveramsey #daveramseyfollower
As of today I am officially free of credit card debt. It’s been a while since I had a 0 balance on all my cards and I plan to keep it that way. #debtfree #debtfreecommunity #debtfreejourney #debtsnowball #debtfreeliving #creditcard #buhbyenow
These days I rarely dine out, but when I do, I come prepared!! I found an @officialTGIFridays coupon for a free appetizer, and ordered their BBQ wings because they’re sure to fill me up! Winning!!!
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#financialfreedom #debtfreecommunity #thedebtfreecommunity #debt #debtfree #debtfreejourney #debtsnowball #debtavalanche #studentloan #studentloans #studentloandebt #payoffdebt
Made my own down payment tracker in a fun way! Brick by brick! I'll probably have to use multiples of this but 😎😎😎 #debtfreecommunity #debtfreejourney #babysteps #savings #financialfreedom
Bargain shopping for the win! These are Santa gifts for the girls. I'm also planning on getting a Barbie car since I got such a good deal on these. I spent $119.96, and saved $119.91! 🙌🏼🙌🏼 By the way, I used the debit card, and have to take the money from my holiday envelope to the bank Monday! 😬 #budget #budgetlife #christmasshopping #onabudget #thedebtfreecommunity #debtfreejourney #debtfreecommunity #bargainshopper
I promised awhile ago I’d share how my first experiences went. 
I have delivered!
(Sorry my giddy rambling. I’m hyper by nature)
#debtfreejourney #debtfreecommunity #debtsucks #debtsnowball #sidehustle
Love love love THIS! ❤ 💑
Love,respect,honor your spouse. 
You're not against eachother on this journey, you're on the same team 😘
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#daveramsey #marriage #marriedlife #classic #classiccars #classiccar #cars #happy #happiness #joy #life #married #couplegoals #goals #goaldigger #husbandandwife #husband #wife #momlife #joy #love #debtfreecommunity #debtfreejourney
ONE day to go until I can withdraw my next payment from Pure Profile. And I have my next one almost ready to go also. #excited 
I will be using it toward Christmas gifts. If I want to redeem the vouchers, do I need to do it on a computer? My iPhone only presents 'Hoyts' movie vouchers or the cash option. Also, as I'm about to go on maternity leave, what other survey sites do you recommend? I really like doing them whilst I'm lazing around or waiting for appointments etc. -
#debtfreecommunity #debtfreejourney #surveys #cashrewards #pureprofile #shareyouropinion #budgetlife #mindfulmama #mindfulliving #cashflow #sidehustle
ONE day to go until I can withdraw my next payment from Pure Profile. And I have my next one almost ready to go also. #excited  I will be using it toward Christmas gifts. If I want to redeem the vouchers, do I need to do it on a computer? My iPhone only presents 'Hoyts' movie vouchers or the cash option. Also, as I'm about to go on maternity leave, what other survey sites do you recommend? I really like doing them whilst I'm lazing around or waiting for appointments etc. - #debtfreecommunity  #debtfreejourney  #surveys  #cashrewards  #pureprofile  #shareyouropinion  #budgetlife  #mindfulmama  #mindfulliving  #cashflow  #sidehustle 
Today was our doggy grooming day. While I know we're trying to pay debt off this is one area I can't scrimp on. Our two maltipoos are our babies. ❤️ When I put the budgeting line in for the dogs it includes: vet, groomers, food, toys for the babies. I could save slot if we groomed them ourselves. We tried three times and they never looked very good. So what's in your budget for your pets? #debtfreecommunity #debtfreejourney #itsadogslife #budget #cashisking
Today was our doggy grooming day. While I know we're trying to pay debt off this is one area I can't scrimp on. Our two maltipoos are our babies. ❤️ When I put the budgeting line in for the dogs it includes: vet, groomers, food, toys for the babies. I could save slot if we groomed them ourselves. We tried three times and they never looked very good. So what's in your budget for your pets? #debtfreecommunity  #debtfreejourney  #itsadogslife  #budget  #cashisking 
Decided to start saving my coins in a jar after watching them all fall out of my wallet 😂 #cash #money #coins #savings #debtfreecommunity #gettingoutofdebt #debtfreejourney #daveramsey #babysteps #thebarefootinvestor
Both of these have sold tonight. Thank you for your support.
Both of these have sold tonight. Thank you for your support.
Benefit of working in your home office (aka spare room catch all with a table and a computer 😂👌) instead of a brick and mortar? ..... You don't have to worry about judgment of your music. Green day it Is! 🙃😜
...... #carryon
#nothingtoseehere 
#nostalgiaforthewin
Benefit of working in your home office (aka spare room catch all with a table and a computer 😂👌) instead of a brick and mortar? ..... You don't have to worry about judgment of your music. Green day it Is! 🙃😜 ...... #carryon  #nothingtoseehere  #nostalgiaforthewin 
I've thought about selling my wedding dress and veil (see picture) for some extra money toward debt but every time look at it I think about how long I waited for it (and what it represents) and the emotional attachment I have to it. What did you do? #marriedwithdebt #gazelleintense #debtfreejourney #babystep2 #debtsnowball #studentloandebt #sixfiguredebt #makemorespendless #bride #weddingdress
We were going to go out for date night but really needed to stay in & prep for Thanksgiving. 
So I made dinner in. If date night counts as 🏈college football🏈 & your children going “Mom...Mom...Mom” in your ear!😂 P.S. I have to 😏 finish this bottle of wine before the holiday to make room for the sangria I’m making. #goals💪 🍷#meatandpotatoes
We were going to go out for date night but really needed to stay in & prep for Thanksgiving. So I made dinner in. If date night counts as 🏈college football🏈 & your children going “Mom...Mom...Mom” in your ear!😂 P.S. I have to 😏 finish this bottle of wine before the holiday to make room for the sangria I’m making. #goals 💪 🍷#meatandpotatoes 
So here is the deal! 😑 While balancing the check book this morning I felt overwhelmed and here is why. Everything was ok according to our plan; We had our bills cover, our monthly cash allowance, our sinking funds, we are well on our way to building our $1000 dollars emergency fund and even put money towards paying some debt for the month of November. So why did I felt overwhelmed... everything is moving along just fine, Right? Right?! Wrong!..Soon after I made the transfer to our sinking funds and the Instagram post bellow, a dark cloud came over me. I felt bad because the burden of debt is still there even though everything is in order and we are making progress; The debt overshadowed the happiness I felt of having our sinking funds in place. When my husband came home I share this with him, we both agreed that even though is good we are trying to balance all aspects of our lives while paying our debt maybe doing so would slow us down. So we decided to put everything on hold... everything! As you know we won’t move anymore, we won’t give each other Christmas gifts, and now my husband won’t go to school, no vacations sinking fund and not going back home for a while (sorry dad) 🤧 This sucks, Debt sucks, and we just want it gone!! As soon as our conversation was over I transfer our sinking fund money to our emergency fund account to complete the $1000 dollars emergency fund, hubby dropped his classes for next semester, and money is going towards debt. We did increased our cash allowance $100 dollars more, but other than that our plans are officially on paused until this is all over. Who would have thought?! 🤭 #debtfreejourney
So here is the deal! 😑 While balancing the check book this morning I felt overwhelmed and here is why. Everything was ok according to our plan; We had our bills cover, our monthly cash allowance, our sinking funds, we are well on our way to building our $1000 dollars emergency fund and even put money towards paying some debt for the month of November. So why did I felt overwhelmed... everything is moving along just fine, Right? Right?! Wrong!..Soon after I made the transfer to our sinking funds and the Instagram post bellow, a dark cloud came over me. I felt bad because the burden of debt is still there even though everything is in order and we are making progress; The debt overshadowed the happiness I felt of having our sinking funds in place. When my husband came home I share this with him, we both agreed that even though is good we are trying to balance all aspects of our lives while paying our debt maybe doing so would slow us down. So we decided to put everything on hold... everything! As you know we won’t move anymore, we won’t give each other Christmas gifts, and now my husband won’t go to school, no vacations sinking fund and not going back home for a while (sorry dad) 🤧 This sucks, Debt sucks, and we just want it gone!! As soon as our conversation was over I transfer our sinking fund money to our emergency fund account to complete the $1000 dollars emergency fund, hubby dropped his classes for next semester, and money is going towards debt. We did increased our cash allowance $100 dollars more, but other than that our plans are officially on paused until this is all over. Who would have thought?! 🤭 #debtfreejourney 
Small things I’m doing to save money. I may be getting on track after spending splurges but I’m also trying to set myself right. So I have given up contacts for now and gone back to contacts and I have canceled an unnecessary line for my tablet with T-Mobile to save another 20 bucks a month. #savingmoney #debtfreejourney #debtfreegoals #debtsucks #debtfreecommunity #debtkiller #daveramsey #totalmoneymakeover #babystep2
Who trying to steal her interest??!! 😂😂😁😁 #DebtFeeAF #Debtfree #DaveRamsey #Cashisking #debtfreejourney #fpu #financialpeaceuniversity #savings #creditcards
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We saved 14 Months to buy our liberty safe!  Yeah Baby!! Second picture shows how much money we were saving a month! #cashiskingbaby @daveramsey @rachelcruze #debtfreecommunity #debtfreejourney
I took a “risk” with @ladyem20 @rhon.denn @brennandennard @misswates @_trkstr_ @pwenaz and I’m so glad i did! You have to see yourself there! VISION SO CLEAR! #squadgoals #travelgoals #businessminded #surge365 #directsales #bestreferralprogram #debtfreejourney #fundingScrubaPup #focused #linktosavingsinbio #askmehowtojoin
Spent some time being mom today. Final volleyball game and some @ikeacanada time. Got a few necessities but it was all cash! Much more focused than I’ve ever been this close to the holidays. #debtfreecommunity #debtfreejourney #shopping #momof4 #weekendfun #futureplans
So this amount reflects our monthly bills. (Rent , bills, etc). Out of this amount $600 goes towards debt every month . 
#debtfreejourney
So this amount reflects our monthly bills. (Rent , bills, etc). Out of this amount $600 goes towards debt every month . #debtfreejourney 
According to my calculations working on the budget tonight we should be debt free by the end of July of 2019!?!?! I am going to bust my ass so hard to make this happen. It is crazy to think that if my fiancé (husband come January) work hard enough we will be debt free within the next two years!!! #financialwins #financialgoals #financialfreedom #daveramsey #daveramseyfollower #debtfreejourney #debtfreecommunity #budgetlife #gazelleintense #kickindebttothecurb #debtisdumb #totalmoneymakeover #lightattheendofthetunnel
According to my calculations working on the budget tonight we should be debt free by the end of July of 2019!?!?! I am going to bust my ass so hard to make this happen. It is crazy to think that if my fiancé (husband come January) work hard enough we will be debt free within the next two years!!! #financialwins  #financialgoals  #financialfreedom  #daveramsey  #daveramseyfollower  #debtfreejourney  #debtfreecommunity  #budgetlife  #gazelleintense  #kickindebttothecurb  #debtisdumb  #totalmoneymakeover  #lightattheendofthetunnel 
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My favorite thrift finds from my shopping trip yesterday. 👏🏻 💯 silk pants with embroidery of French Champagne 🍾. Perfect for New Years Eve parties 🎉 A Michael Kors Kimono Dress 👗 A Vkozen Sweatshirt dress 👗 #whysoserious And an Athleta halter dress. 😀😍#2017flipchallenge #treasurehunting #thriftstorefinds
My favorite thrift finds from my shopping trip yesterday. 👏🏻 💯 silk pants with embroidery of French Champagne 🍾. Perfect for New Years Eve parties 🎉 A Michael Kors Kimono Dress 👗 A Vkozen Sweatshirt dress 👗 #whysoserious  And an Athleta halter dress. 😀😍#2017flipchallenge  #treasurehunting  #thriftstorefinds 
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Someone has to go to the groomers to get their glands expressed. 😖 Pet sinking fund to the rescue! Now, does anyone want to hold him down while I cut his nails? 😩 He’s very vocal about how much he hates getting his nails cut. Aarrroooooo! 🐶 •
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#thedebtfreecommunity #debtfreecommunity #daveramsey #debtfree #financialpeaceuniversity #debt #debtfreejourney #debtsnowball #babystep2 #thetotalmoneymakeover #budget #zerobasedbudget
Another thing on our to do list once our student loans are paid off! My hubby looked at wisking me off to NYC for a weekend to see my favorite Christmas musical. But of course we have $0 in the budget or the bank account for that. So he found a great work around! They had a one night showing of the musical at our theater- $20 Date vs a couple hundred $$! Here’s to many many weekend getaways when we’re debt free! 🌎🌍🌏
#debtfreein2018 #livelikenooneelse #debtfreecommunity #savorybudget #debtfreejourney #datenight
Another thing on our to do list once our student loans are paid off! My hubby looked at wisking me off to NYC for a weekend to see my favorite Christmas musical. But of course we have $0 in the budget or the bank account for that. So he found a great work around! They had a one night showing of the musical at our theater- $20 Date vs a couple hundred $$! Here’s to many many weekend getaways when we’re debt free! 🌎🌍🌏 #debtfreein2018  #livelikenooneelse  #debtfreecommunity  #savorybudget  #debtfreejourney  #datenight 
*GULP* 😳 Is this actually happening? December is probably one of the craziest times of the year. I was originally going to do 21 days, but after starting to read @savingwithspunk 's No Spend Challenge eBook, I've decided to do a full month No Spend Challenge. Anyone else planning to embark on this journey with me? 🙈Any tips from you guys who have done / currently doing No Spend Challenges? #budget #budgeter #budgeting #frugal #frugalliving #frugalstudent #frugalcooking #debtfree #debtfreejourney #debtfreecommunity #nospend #nospendchallenge
*GULP* 😳 Is this actually happening? December is probably one of the craziest times of the year. I was originally going to do 21 days, but after starting to read @savingwithspunk 's No Spend Challenge eBook, I've decided to do a full month No Spend Challenge. Anyone else planning to embark on this journey with me? 🙈Any tips from you guys who have done / currently doing No Spend Challenges? #budget  #budgeter  #budgeting  #frugal  #frugalliving  #frugalstudent  #frugalcooking  #debtfree  #debtfreejourney  #debtfreecommunity  #nospend  #nospendchallenge 
Ok! So ever since I did the "For the Coupons Challenge" rap and it practically went viral on Facebook within a few days, I have been getting offers to do another song. Only really official this time😲😍😍Full version available on my YouTube channel @trendysavings
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Producer @Zefyr came to me with this track, but I decided to test it out with my savings family first before going in to record it. ***Shout out to @nivea for keeping my dry skin moist**** Let me know if ya'll are feelin it because 🎶The official single🎶and video will be coming soon!!! ❤️❤️I can't believe I'm about to start living out my dreams plus ones I never planned on simply because I was willing to be unapologetically me😢❤️❤️
BE YOURSELF AND TRUE TO YOURSELF FAMILY!!!
You never know what doors God will begin to open.... *
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If you're my friend tag a friend
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If you're my "follower" (Savings Family member) tag your follower
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If it's tight...Repost and like! Love y'all😘😘
Ok! So ever since I did the "For the Coupons Challenge" rap and it practically went viral on Facebook within a few days, I have been getting offers to do another song. Only really official this time😲😍😍Full version available on my YouTube channel @trendysavings * * Producer @Zefyr came to me with this track, but I decided to test it out with my savings family first before going in to record it. ***Shout out to @nivea for keeping my dry skin moist**** Let me know if ya'll are feelin it because 🎶The official single🎶and video will be coming soon!!! ❤️❤️I can't believe I'm about to start living out my dreams plus ones I never planned on simply because I was willing to be unapologetically me😢❤️❤️ BE YOURSELF AND TRUE TO YOURSELF FAMILY!!! You never know what doors God will begin to open.... * * If you're my friend tag a friend * * If you're my "follower" (Savings Family member) tag your follower * * If it's tight...Repost and like! Love y'all😘😘
Huge money 💵 saver is dying your own hair. It’s easy. I do my own roots every 4/6 weeks #dyi #dyinghairathome #dyehair #dyinghair #budgetips #budgetplanner #thedebtfreecommunity #debtfreejourney
Lil: heights
Big: public speaking
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The more you expose yourself to that fear, the more desensitized you become to it. This is what happened when I started getting serious about my debt-free journey in December 2015. I HATED looking at my 4 giant student loans and my credit card bill 🙅🏻‍♀️Forcing myself to log into my accounts weekly and eventually daily made it easier to confront and tackle my debts.
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Hiking is helping me conquer my fear of heights. Hopefully Big’s new role at work will help him become more comfortable with public speaking 🤞🏻🤞🏼
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What terrifies you, and how are you overcoming this fear?
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#hiking #hikingadventures #hikethehudsonvalley #hudsonvalley #newyork #outdoors #outside #optoutside #adventure #adventureculture #couplegoals #brave #debtfreejourney #wildernessculture #studentloans #limitless #climbing #debtfree #debtfreecommunity #debtfreeisthenewsexy #frugal #frugalliving #growth #millionairemindset #welivetoexplore #explore #debt #financialfreedom #adventureisoutthere #fearless
Lil: heights Big: public speaking . The more you expose yourself to that fear, the more desensitized you become to it. This is what happened when I started getting serious about my debt-free journey in December 2015. I HATED looking at my 4 giant student loans and my credit card bill 🙅🏻‍♀️Forcing myself to log into my accounts weekly and eventually daily made it easier to confront and tackle my debts. . Hiking is helping me conquer my fear of heights. Hopefully Big’s new role at work will help him become more comfortable with public speaking 🤞🏻🤞🏼 . What terrifies you, and how are you overcoming this fear? . . . . #hiking  #hikingadventures  #hikethehudsonvalley  #hudsonvalley  #newyork  #outdoors  #outside  #optoutside  #adventure  #adventureculture  #couplegoals  #brave  #debtfreejourney  #wildernessculture  #studentloans  #limitless  #climbing  #debtfree  #debtfreecommunity  #debtfreeisthenewsexy  #frugal  #frugalliving  #growth  #millionairemindset  #welivetoexplore  #explore  #debt  #financialfreedom  #adventureisoutthere  #fearless 
Not too many reduced haul meat items today but saved myself $17 on this lot - I haven’t purchased steak in weekkks !! So thought even though only a $3.50 saving I’ll treat ourselves to some !! #woolies #reducedhaul #clearance
Not too many reduced haul meat items today but saved myself $17 on this lot - I haven’t purchased steak in weekkks !! So thought even though only a $3.50 saving I’ll treat ourselves to some !! #woolies  #reducedhaul  #clearance