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Savings Catcher to the rescue! I’ve been banking our credits and just cashed them out to stay within our grocery budget for our bi-weekly trip tomorrow. Ours is all inclusive of food, otc meds, cleaning products, etc and is $550/mo for 5 people and a dog. I’m trying to get it down to $500 but  the struggle is very real! 
#debtfreecommunity  #budgetlife #frugal  #debtfreejourney #babysteps  #debtfree #zerobasedbudget #debtsnowball #savingmoney #financialfreedom #livingmorewithless #budgeting
Savings Catcher to the rescue! I’ve been banking our credits and just cashed them out to stay within our grocery budget for our bi-weekly trip tomorrow. Ours is all inclusive of food, otc meds, cleaning products, etc and is $550/mo for 5 people and a dog. I’m trying to get it down to $500 but the struggle is very real! #debtfreecommunity  #budgetlife  #frugal  #debtfreejourney  #babysteps  #debtfree  #zerobasedbudget  #debtsnowball  #savingmoney  #financialfreedom  #livingmorewithless  #budgeting 
Swipe to see the multiple reasons I don’t support student loan forgiveness programs: you’re often given incorrect or misleading information by the loan servicing companies, making you think you’re in the correct program when you’re not - this is often through NO fault of your own; if something goes wrong or companies change and your payments aren’t honoured, you’ve been paying - sometimes for years - for nothing and the balance could actually be higher than the original amount you owed; you still have to pay taxes on the amount forgiven in addition to your payments; you’re in debt for TEN YEARS and during that time you could end up feeling trapped in a job or career because you want to finish out the program. Nooooo. For anyone in this situation I feel for you.. and I sincerely hope that you are one of the lucky ones that actually qualifies and has their loans forgiven. Make sure you’re on track. Call them once a month for the next ten years. Save up money for taxes.. and be prepared to potentially be disqualified even though you did everything right.
Swipe to see the multiple reasons I don’t support student loan forgiveness programs: you’re often given incorrect or misleading information by the loan servicing companies, making you think you’re in the correct program when you’re not - this is often through NO fault of your own; if something goes wrong or companies change and your payments aren’t honoured, you’ve been paying - sometimes for years - for nothing and the balance could actually be higher than the original amount you owed; you still have to pay taxes on the amount forgiven in addition to your payments; you’re in debt for TEN YEARS and during that time you could end up feeling trapped in a job or career because you want to finish out the program. Nooooo. For anyone in this situation I feel for you.. and I sincerely hope that you are one of the lucky ones that actually qualifies and has their loans forgiven. Make sure you’re on track. Call them once a month for the next ten years. Save up money for taxes.. and be prepared to potentially be disqualified even though you did everything right.
Unsure of budgeting and if it's worth it? Here's some inspiration from those who have been there!  What about you, how has budgeting changed your life?! ⠀
{Link in Bio}⠀
#budgeting #debtfreejourney #financialpeace
Unsure of budgeting and if it's worth it? Here's some inspiration from those who have been there! What about you, how has budgeting changed your life?! ⠀ {Link in Bio}⠀ #budgeting  #debtfreejourney  #financialpeace 
My boss didn’t get a lunch today so she asked what I was grabbing for lunch. She asked if I would pick her up something and everything her treat! So happy to be working with such wonderful people and a small frugal win for today since I didn’t need to buy lunch😊 #debtfreejourney #debtfreecommunity
My boss didn’t get a lunch today so she asked what I was grabbing for lunch. She asked if I would pick her up something and everything her treat! So happy to be working with such wonderful people and a small frugal win for today since I didn’t need to buy lunch😊 #debtfreejourney  #debtfreecommunity 
Whoo Hoo!! My husband for another unexpected incentive check! Our EF is now up to $750. Almost there and I CANT WAIT to resume our snowball!
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#daveramsey #daveramseybabysteps #daveramseyplan #debt #debtfreecommunity #debtfreejourney #debtsnowball #debtpayoff #finanicalfreedom #financialpeace #nomoredebt #futureplanning #brightfuture #budget #budgetlife #babysteps #moneysaving #moneysavingmama #moneysavinghacks #save #savings #planner #budgetplanner #sticktotheplan #cashflow
Whoo Hoo!! My husband for another unexpected incentive check! Our EF is now up to $750. Almost there and I CANT WAIT to resume our snowball! — #daveramsey  #daveramseybabysteps  #daveramseyplan  #debt  #debtfreecommunity  #debtfreejourney  #debtsnowball  #debtpayoff  #finanicalfreedom  #financialpeace  #nomoredebt  #futureplanning  #brightfuture  #budget  #budgetlife  #babysteps  #moneysaving  #moneysavingmama  #moneysavinghacks  #save  #savings  #planner  #budgetplanner  #sticktotheplan  #cashflow 
I just finished the cover page of my bullet journal. Maybe learning to draw can be my new hobby as I spend less time shopping. 💰
I just finished the cover page of my bullet journal. Maybe learning to draw can be my new hobby as I spend less time shopping. 💰
Hello! Me and my Husband have just started our #totalmoneymakeover this month. I was inspired by so many of you guys to finally get in control of our finances. Feeling so good about this #debtfreejourney 
For the first time ever we have a little bit of savings! 😀
Now on to #babystep2 
#debtfree #savingmoney #debtfreecommunity
Killing time waiting for hubby to get back from having his mop chopped by making a vegetarian paella to portion up and throw in the freezer for next week’s lunches 🤤 #wildfridaynight
Killing time waiting for hubby to get back from having his mop chopped by making a vegetarian paella to portion up and throw in the freezer for next week’s lunches 🤤 #wildfridaynight 
Have you heard of food swamps? “In addition to being low on grocery stores, food swamps are also crammed with unhealthy food options like corner stores and fast-food places.” There are approximately a million fast-food places on my commute.. it’s tough to stay away - definitely takes practice and keeping options at home at all times! Fortunately we live by a couple of grocery stores too.
Have you heard of food swamps? “In addition to being low on grocery stores, food swamps are also crammed with unhealthy food options like corner stores and fast-food places.” There are approximately a million fast-food places on my commute.. it’s tough to stay away - definitely takes practice and keeping options at home at all times! Fortunately we live by a couple of grocery stores too.
Just a few more bills need to be paid in January but my budget planner is almost ready for February. I need to make a few more stickers. I’M COMING GOR THAT TARGET CARD!!! 🔪🔪🔪🔪🔪🔪🔪 #debtfreejourney #debtfreecommunity #debtfree #debtfreedom #debtsnowball #debtfreeliving #debtsucks #debtslave #creditcards #brokeandeducated #brokewithdegrees #brokewithbachelors #budgeting #budget #budgetplanner #debtavalanche
YA’LLLLLLLLLLLLLL...I can’t even tell you the last time this balance was this low. I have 12 days to find $75 more dollars so I can keep it below $2k going in to February. I will have paid $1000 toward this card in 1 month! If you would have asked me 2 years ago, I would have said that wasn’t possible, but SOMEHOW it’s coming together. Focus everyone in the #debtfreecommunity...let’s get this DONE!!!! 💪🏼 #superpumped #supermotivated
YA’LLLLLLLLLLLLLL...I can’t even tell you the last time this balance was this low. I have 12 days to find $75 more dollars so I can keep it below $2k going in to February. I will have paid $1000 toward this card in 1 month! If you would have asked me 2 years ago, I would have said that wasn’t possible, but SOMEHOW it’s coming together. Focus everyone in the #debtfreecommunity ...let’s get this DONE!!!! 💪🏼 #superpumped  #supermotivated 
"I'm going to cut cable and put the savings towards starting my business. I probably need to watch  less watch and focus more on my business anyway." •••••••••••••••••••••••••
This person understands that cutting cable can put them reach their goal. It should make cutting the cable a bit easier. I added the sentence about being more productive to give it a more positive spin. Plan your budget (spending) with purpose and understand the benefits of sticking to it.
"I'm going to cut cable and put the savings towards starting my business. I probably need to watch less watch and focus more on my business anyway." ••••••••••••••••••••••••• This person understands that cutting cable can put them reach their goal. It should make cutting the cable a bit easier. I added the sentence about being more productive to give it a more positive spin. Plan your budget (spending) with purpose and understand the benefits of sticking to it.
Hello All! I'm creating this account to hold me accountable for my goals to become debt free. 😄 
Here's a little about me. I graduated college in 2015. My fiancé (now husband) and I bought our home in 2016. I married my husband last fall in 2017. We have two fur babies and are trying to tackle our debt before we introduce little ones to the mix. 
I recently calculated our debt and was overwhelmed by the six digit number. We are overspenders and need some discipline in our budget. I handle all of our finances. We have approx. $35,000 in credit card debt, $36,500 in two car loans, $117,300 in student loans, and $300 in a medical bill. 
This community has already inspired me a lot and I'm happy to finally be a part of it. 
#debtfreecommunity #debtfree #debtfreejourney
Hello All! I'm creating this account to hold me accountable for my goals to become debt free. 😄 Here's a little about me. I graduated college in 2015. My fiancé (now husband) and I bought our home in 2016. I married my husband last fall in 2017. We have two fur babies and are trying to tackle our debt before we introduce little ones to the mix. I recently calculated our debt and was overwhelmed by the six digit number. We are overspenders and need some discipline in our budget. I handle all of our finances. We have approx. $35,000 in credit card debt, $36,500 in two car loans, $117,300 in student loans, and $300 in a medical bill. This community has already inspired me a lot and I'm happy to finally be a part of it. #debtfreecommunity  #debtfree  #debtfreejourney 
Proper way to text me about credit repair;
Hi, my name/state is _________, I am interested in more information about Debt Elimination/Credit Restoration.

Dareesha Hardy
The Financial Powerhouse 
203.350.2535

You are one decision away from Great Credit and Financial Freedom!
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#CreditRepair #CreditIsPower #Motivation  #InstaGood #EliminateDebt  #FinancialFreedom #Luxary #Mindset #FinancialPowerHouse #DebtFree  #2018Goals #GoalsAF #Home #NewHomeBuyers #Renters #NewCar #Finance #Consumer #Debt #DebtFreeJourney #Ambition #Savings #SaveMoney #HBCU #NewYear #Fitness #January #NewYork #Tristate #Philly
Proper way to text me about credit repair; Hi, my name/state is _________, I am interested in more information about Debt Elimination/Credit Restoration. Dareesha Hardy The Financial Powerhouse 203.350.2535 You are one decision away from Great Credit and Financial Freedom! . . . #CreditRepair  #CreditIsPower  #Motivation  #InstaGood  #EliminateDebt  #FinancialFreedom  #Luxary  #Mindset  #FinancialPowerHouse  #DebtFree  #2018Goals  #GoalsAF  #Home  #NewHomeBuyers  #Renters  #NewCar  #Finance  #Consumer  #Debt  #DebtFreeJourney  #Ambition  #Savings  #SaveMoney  #HBCU  #NewYear  #Fitness  #January  #NewYork  #Tristate  #Philly 
$48 remaining for the rest of the month! I feel like I can totally make it (family of 5)! I’ve done my bulk shopping for meats and staples which will take us into next month. May need bread and milk and a little couponing may happen before the month is out. PLUS I have only failed on not taking lunch to work 2 times this month. I think I’m off to a good start! #debtfreejourney #debtfreecommunity #debtfree #debtfreedom #debtsnowball #debtfreeliving #debtsucks #debtslave #creditcards #brokeandeducated #brokewithdegrees #brokewithbachelors #budgeting #budget #budgetplanner
$48 remaining for the rest of the month! I feel like I can totally make it (family of 5)! I’ve done my bulk shopping for meats and staples which will take us into next month. May need bread and milk and a little couponing may happen before the month is out. PLUS I have only failed on not taking lunch to work 2 times this month. I think I’m off to a good start! #debtfreejourney  #debtfreecommunity  #debtfree  #debtfreedom  #debtsnowball  #debtfreeliving  #debtsucks  #debtslave  #creditcards  #brokeandeducated  #brokewithdegrees  #brokewithbachelors  #budgeting  #budget  #budgetplanner 
Guys I need you!!! I have a big dilemma. I have set myself a goal of no spend year on regular clothes for this year. But.... my company is telling me I can have a 500$ allowance towards work clothes. But it would be declared toward tax and a small part of my paycheck would be deducted. So what do you think? Does it go against the spirit of “no spend year on clothes”? We don’t have to do it but I understand we are encouraged to do so to always wear the latest trend.... Oh my! @moneygoals2018 @mamasimplelife @nospendyear @thefiguremaker @slayingdebt  what should I do?? #debtfreejourney #debtfree #thedebtfreecommunity #debtfreecommunity #debtisdumb #debtsnowball
Guys I need you!!! I have a big dilemma. I have set myself a goal of no spend year on regular clothes for this year. But.... my company is telling me I can have a 500$ allowance towards work clothes. But it would be declared toward tax and a small part of my paycheck would be deducted. So what do you think? Does it go against the spirit of “no spend year on clothes”? We don’t have to do it but I understand we are encouraged to do so to always wear the latest trend.... Oh my! @moneygoals2018 @mamasimplelife @nospendyear @thefiguremaker @slayingdebt what should I do?? #debtfreejourney  #debtfree  #thedebtfreecommunity  #debtfreecommunity  #debtisdumb  #debtsnowball 
I’ve been out with the flu for a few days now and BOY is it rough.....I’ve never had the flu before and this sucks. 
that being said, I’ve had about $100 of unexpected copays, meds, and hydration to purchase which now leaves me with only $80 to last me until payday, which is 5 days away. 
Plus, I’ve had to use 2 days worth of PTO that I was saving for this May when I have my #seniorpracticum for nursing school and don’t want to work 6 days a week....oh well. 
#debtfreeliving #babystep2 #emergencyfund #daveramsey #babystep1 #frugal #frugalliving #debtfreejourney #cashflow #debtfreecommunity #debtfreejourney #debtfree #minimalist #minimalism #creditcard #budget #budgeting #totalmoneymakeover #nursingschool #nursingstudent
I’ve been out with the flu for a few days now and BOY is it rough.....I’ve never had the flu before and this sucks. that being said, I’ve had about $100 of unexpected copays, meds, and hydration to purchase which now leaves me with only $80 to last me until payday, which is 5 days away. Plus, I’ve had to use 2 days worth of PTO that I was saving for this May when I have my #seniorpracticum  for nursing school and don’t want to work 6 days a week....oh well. #debtfreeliving  #babystep2  #emergencyfund  #daveramsey  #babystep1  #frugal  #frugalliving  #debtfreejourney  #cashflow  #debtfreecommunity  #debtfreejourney  #debtfree  #minimalist  #minimalism  #creditcard  #budget  #budgeting  #totalmoneymakeover  #nursingschool  #nursingstudent 
Ebay Bargain 💻 | I needed to get a present for a birthday next month and thought I would have a look on @ebay to see if there were any unwanted Christmas gifts going cheap. Picked this @chanelofficial body lotion for £32 when it’s usually £45 😃
Ebay Bargain 💻 | I needed to get a present for a birthday next month and thought I would have a look on @ebay to see if there were any unwanted Christmas gifts going cheap. Picked this @chanelofficial body lotion for £32 when it’s usually £45 😃
I don't hate my job.
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I just hate being told what to do.
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I am not micro-managed and actually hardly ever do get told what to do, but having a set schedule, responsibilities and a certain number of vacation days that may or not be approved is a huge struggle for me. The concept of "getting in trouble" or having a "boss" as a 29 year old woman just does not align with my free spirit.
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At the same time, I am extremely disciplined and realistic. I make excellent pay for my area, especially considering that I have no further education than high school. My employer provides awesome benefits, including free health insurance. Because of this, I put my head down M-F and grind it out. I have given my absolute best over the past 9 years, making major sacrifices in order to get ahead.
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I've noticed though that the last few months, I have began approaching my job differently. I feel more confident. I am more outspoken. I verbalize my disagreements with my "bosses." I use my sick time and all of my vacation days. I no longer take any stress from my job home with me.
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The employer/employee power dynamic has changed.
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Finally, I'm seeing results of what I'm working toward - freedom of choice.
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The pictured lyrics are from "Between Angels and Insects" by Papa Roach.
I don't hate my job. . I just hate being told what to do. . I am not micro-managed and actually hardly ever do get told what to do, but having a set schedule, responsibilities and a certain number of vacation days that may or not be approved is a huge struggle for me. The concept of "getting in trouble" or having a "boss" as a 29 year old woman just does not align with my free spirit. . At the same time, I am extremely disciplined and realistic. I make excellent pay for my area, especially considering that I have no further education than high school. My employer provides awesome benefits, including free health insurance. Because of this, I put my head down M-F and grind it out. I have given my absolute best over the past 9 years, making major sacrifices in order to get ahead. . I've noticed though that the last few months, I have began approaching my job differently. I feel more confident. I am more outspoken. I verbalize my disagreements with my "bosses." I use my sick time and all of my vacation days. I no longer take any stress from my job home with me. . The employer/employee power dynamic has changed. . Finally, I'm seeing results of what I'm working toward - freedom of choice. . . . . The pictured lyrics are from "Between Angels and Insects" by Papa Roach.
Just went through my budget. These are the only categories that have money left. So I made sure that I transferred everything else in my account out so I have no "extra" money to spend. #budgeting #daveramsey #babystep2 #debtfreeoneday #debtfreejourney #debtfreecommunity #studentloanssuck #onestepatatime
I ❤️ Poshmark! This is another side hustle of mine and this year I’m going to be much more aggressive with it. From now on, all the $ is going directly to my student loan. If you would like to Join me on Poshmark, Sign up with code ALICALI1981 to save $5: https://bnc.lt/focc/lHJP2ty8PJ. I also just purchased my daughters birthday outfit using  a credit on my account!
I ❤️ Poshmark! This is another side hustle of mine and this year I’m going to be much more aggressive with it. From now on, all the $ is going directly to my student loan. If you would like to Join me on Poshmark, Sign up with code ALICALI1981 to save $5: https://bnc.lt/focc/lHJP2ty8PJ. I also just purchased my daughters birthday outfit using a credit on my account!
Private school??? Who’s paying for private school while on their debt free journey? We live in a city with a poor school system to say the least (we don’t plan on moving). We have 1 toddler in daycare, 1 child in private school, and the other will be transitioning to private school next year. It takes a huge chunk of our budget but the kids didn’t ask to be here and shouldn’t pay for our indiscretions. Did you decide on a school because of price? How much is too much? Next month we will have major decisions to make and need to re-evaluate our entire budget. #debtfreejourney #debtfreecommunity #debtfree #debtfreedom #debtsnowball #debtfreeliving #debtsucks #debtslave #creditcards #brokeandeducated #brokewithdegrees #brokewithbachelors #budgeting #budget #budgetplanner
Private school??? Who’s paying for private school while on their debt free journey? We live in a city with a poor school system to say the least (we don’t plan on moving). We have 1 toddler in daycare, 1 child in private school, and the other will be transitioning to private school next year. It takes a huge chunk of our budget but the kids didn’t ask to be here and shouldn’t pay for our indiscretions. Did you decide on a school because of price? How much is too much? Next month we will have major decisions to make and need to re-evaluate our entire budget. #debtfreejourney  #debtfreecommunity  #debtfree  #debtfreedom  #debtsnowball  #debtfreeliving  #debtsucks  #debtslave  #creditcards  #brokeandeducated  #brokewithdegrees  #brokewithbachelors  #budgeting  #budget  #budgetplanner 
So that's what it stands for 🙄 This about made me laugh out loud. Do you know anyone with a J.D.?? Just debt? 😂😂😂
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#repost from @insta_lawyers .
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#debtfree #debtfreejourney #debtfreecommunity #lawschool #lawschoolproblems #lol #jurisdoctor #jurisdoctorate #jd #lawschoolgrad #lawschoolgraduate #legalhumor #jokes
First 19 days of the month and this is how much I’ve spent on food!!! Food eating out!

While I’m like why?! I’m also proud of myself. I’ve been tracking my spending, most of this spending is during the weekends. And I’m starting to focus on my why I eat out. And no spending on random material goods!! That’s a huge win for me! 
Baby steps. I’m learning! My no spend month has not been easy or successful but it’s my starting point. 
#nospendmonth #nospendjanuary #nospendchallenge #debt 
#debtfreejourney #debtfreecommunity
First 19 days of the month and this is how much I’ve spent on food!!! Food eating out! While I’m like why?! I’m also proud of myself. I’ve been tracking my spending, most of this spending is during the weekends. And I’m starting to focus on my why I eat out. And no spending on random material goods!! That’s a huge win for me! Baby steps. I’m learning! My no spend month has not been easy or successful but it’s my starting point. #nospendmonth  #nospendjanuary  #nospendchallenge  #debt  #debtfreejourney  #debtfreecommunity 
I did some number crunching and I realized that we will pay off our house and be 100% debt free by 2030. This is without raising our income or putting more into debt repayment (and likewise not factoring if interest rates go up). This seemed super promising and motivating to try and get that number down even more! I would love to take a look at this a year from now and have projected even less time.
I did some number crunching and I realized that we will pay off our house and be 100% debt free by 2030. This is without raising our income or putting more into debt repayment (and likewise not factoring if interest rates go up). This seemed super promising and motivating to try and get that number down even more! I would love to take a look at this a year from now and have projected even less time.
Happier than a tornado in a trailer park right now!!! My job finally paid me my travel reimbursement I had for December. So it went straight to this card to pay it off!!! I only use this card when I need it. Mainly to clothe my offspring 😂 But I'm super happy to have it paid off and before the #goal I had set!! On to my next card! #debtfreecommunity #creditcards #debtfreepartyof6 #debtfreejourney #debt
Happier than a tornado in a trailer park right now!!! My job finally paid me my travel reimbursement I had for December. So it went straight to this card to pay it off!!! I only use this card when I need it. Mainly to clothe my offspring 😂 But I'm super happy to have it paid off and before the #goal  I had set!! On to my next card! #debtfreecommunity  #creditcards  #debtfreepartyof6  #debtfreejourney  #debt 
$123.84 for this @walmart curbside pick up. We were bare bones up in here so this is a good haul. I do still need to run out to our HyVee (local to the Midwest) for the tea I drink and a couple rotisserie chickens. We are on day 19 of the January @whole30 and we are usually more than ready for a fill up by the end of the week!
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#walmart #walmartgroceries #budgetgroceries #weredebtfree #daveramsey #budget #debtfreecommunity #debtfree #livelikenooneelse #debtfreejourney #debtsnowball #budgeting #debtisdumb #budget #beliefmatters #financialpeace #financialpeaceuniversity #sidehustle #hustlehousehold #financialfreedom
$123.84 for this @walmart curbside pick up. We were bare bones up in here so this is a good haul. I do still need to run out to our HyVee (local to the Midwest) for the tea I drink and a couple rotisserie chickens. We are on day 19 of the January @whole30 and we are usually more than ready for a fill up by the end of the week! . . #walmart  #walmartgroceries  #budgetgroceries  #weredebtfree  #daveramsey  #budget  #debtfreecommunity  #debtfree  #livelikenooneelse  #debtfreejourney  #debtsnowball  #budgeting  #debtisdumb  #budget  #beliefmatters  #financialpeace  #financialpeaceuniversity  #sidehustle  #hustlehousehold  #financialfreedom 
Sorry but I couldn't resist!!! Just so happy #debtfreejourney #salliemae #paidinfull #goodbyestudentloan #goals❤️ #salliemaeloan #goneforever
Don’t wait to start rebuilding your #creditscore ! Check out the #DebtGiant for your best #creditrepair options! Link in bio ☝️
Lunch for today .... tacos.  I have not been buying lunch for 2 weeks the amount i will save in a month is $160  crazy isnt it ? Brown bagging is life #debtfreecommunity #debtfreejourney #brownbaggin #debtfree33
His concludes week 3 of taking my own lunch everyday. 🙌🏻🙌🏻🙌🏻 #debtfree #debtfree2018 #debtfreejourney #debtfreecommunity #debtfreeliving #budgetnerd #budgetplanner #budget
Paying bills today when I realized I could pay off my loan a few days early instead of waiting for the auto payment to process. Saves me like $1.50 on interest, but hey! Every cent counts!
Paying bills today when I realized I could pay off my loan a few days early instead of waiting for the auto payment to process. Saves me like $1.50 on interest, but hey! Every cent counts!
This is #TheAlexGoldStandard ~ Learn who is Gold or Simply just #GoldPlated
It’s pay day! This is our baby check and our expenses.Anybody else a little grudge full of sinking funds? Like I could have put $214 towards debt but we know we need tires soon so it’d be naive to ignore it! And then when you ignore car maintenance it ends up being more expensive 🙄
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•#livelikenooneelse #debt #debtfreedom #debtsnowball #debtfreejourney #debtfree #debtfreeisthenewsexy #payoffdebt #payingoffdebt #getoutofdebt #babysteps #babystep2 #totalmoneymakeover #daveramsey #gazellelikeintensity #financialpeace #financialfreedom #financialpeaceuniversity #thetotalmoneymakeover #budget #ladypreneur #successmindset #extramoney #debtfreecommunity
It’s pay day! This is our baby check and our expenses.Anybody else a little grudge full of sinking funds? Like I could have put $214 towards debt but we know we need tires soon so it’d be naive to ignore it! And then when you ignore car maintenance it ends up being more expensive 🙄 • • • • • • • •#livelikenooneelse  #debt  #debtfreedom  #debtsnowball  #debtfreejourney  #debtfree  #debtfreeisthenewsexy  #payoffdebt  #payingoffdebt  #getoutofdebt  #babysteps  #babystep2  #totalmoneymakeover  #daveramsey  #gazellelikeintensity  #financialpeace  #financialfreedom  #financialpeaceuniversity  #thetotalmoneymakeover  #budget  #ladypreneur  #successmindset  #extramoney  #debtfreecommunity 
You’ll get to where you want to be faster when you focus on what you’re doing instead of paying attention to everyone else. #TheAlexGoldStandard
You’ll get to where you want to be faster when you focus on what you’re doing instead of paying attention to everyone else. #TheAlexGoldStandard 
Wow. I honestly have not thought about our “debt free day”. Probably because we aren’t even 6 months into this and it feels like we are so far away. Making minimum payments would take us exactly double the amount of time to pay of our debt vs. following Dave’s plan according to his debt calculator 😳 4 years 2 months still sounds like a long time...I’m thinking we could be debt free in even less time. Even if does take us that long I can now keep 2022 in the back of my mind.
Wow. I honestly have not thought about our “debt free day”. Probably because we aren’t even 6 months into this and it feels like we are so far away. Making minimum payments would take us exactly double the amount of time to pay of our debt vs. following Dave’s plan according to his debt calculator 😳 4 years 2 months still sounds like a long time...I’m thinking we could be debt free in even less time. Even if does take us that long I can now keep 2022 in the back of my mind.
When you #budget $30 for gas! Full tank right there. #debtfreecommunity #debtfreejourney #cuttingitclose
This morning I sat down and reviewed our insurance policy. I found out we had the highest limits on our coverage... I found this out because while I was comparing prices many places didn't even offer the amount of coverage we had. So I called my insurance company and asked them what is standard and what would more than likely be enough. Turns out we did have plenty of coverage and I was able to drop it down... saving $15.90/mo that's $190.18/yr back in our pocket. I also looked at my parents insurance... they had roadside service on both vehicles at $5.78/mo each they also have AAA roadside. Boom saved them $11.56/mo AND they are going to make some adjustments that will save them more. I'm no insurance expert but I knew enough to know something wasn't right. Have you reviewed yours? .
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#insurancereview #debtfreecommunity #debtfree #debtfreejourney #debtfreeisthewaytobe #daveramsey #babysteps #envelopesystem #cashisking #budget #budgeting #budgetswin #insurance #savemoney #moneysavings #budgetorbust
This morning I sat down and reviewed our insurance policy. I found out we had the highest limits on our coverage... I found this out because while I was comparing prices many places didn't even offer the amount of coverage we had. So I called my insurance company and asked them what is standard and what would more than likely be enough. Turns out we did have plenty of coverage and I was able to drop it down... saving $15.90/mo that's $190.18/yr back in our pocket. I also looked at my parents insurance... they had roadside service on both vehicles at $5.78/mo each they also have AAA roadside. Boom saved them $11.56/mo AND they are going to make some adjustments that will save them more. I'm no insurance expert but I knew enough to know something wasn't right. Have you reviewed yours? . . . . . #insurancereview  #debtfreecommunity  #debtfree  #debtfreejourney  #debtfreeisthewaytobe  #daveramsey  #babysteps  #envelopesystem  #cashisking  #budget  #budgeting  #budgetswin  #insurance  #savemoney  #moneysavings  #budgetorbust 
I'm in shock looking at this. $32,301 seems like such a small number compared to where we started three years ago. •
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Under 30k next month! •
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#debtfreecommunity #daveramsey
#debtfree #financialpeaceuniversity #debt #debtfreejourney #debtsnowball #babystep2 #thetotalmoneymakeover #budget #zerobasedbudget #thedebtfreecommunity
My lunch, cheese tots with ketchup. Simple yet so delicious. #frugalliving #frugalmeals #lunchtime #cheesy #debtfreecommunity #debtfreejourney #nomnom #yummy
Today we made the last car payment everrrrr of our lives !(for a car we don't even own anymore 😩) And we also paid off another small debt which brought us officially under $7,000. This last year Jon and I have committed ourselves to being debt free and it honestly feels so good to know all the decisions we make daily  are impacting our future. Having the opportunity  to live with my mom temporarily has been a huge blessing because it's allowed us to really focus in on our goals. Instagram has always been a site for me where I share many personal thoughts and experiences. Over the years I've had a couple different Instagrams which I delete and always end up coming back. Each time , I look to putting out content that will impact and hopefully inspire someone , anyone , out there. In many areas of my life where I'm organized like my finances or my reading habits  there are also those ....well let's say that are not as organized ,quite honestly VERY unorganized(Like my clothes and belongings). I misplace things all the time and throw my clothes in the corner instead of the hamper or folding them but I'm working on it. Trying at least. That's all we can do , is try. Everyday , to be a better human being.❤️ #debtfreecommunity  #debtfreejourney #daveramsey #BabySteps #inspiration #motivation #heartifateacher #spiritofastudent
Today we made the last car payment everrrrr of our lives !(for a car we don't even own anymore 😩) And we also paid off another small debt which brought us officially under $7,000. This last year Jon and I have committed ourselves to being debt free and it honestly feels so good to know all the decisions we make daily are impacting our future. Having the opportunity to live with my mom temporarily has been a huge blessing because it's allowed us to really focus in on our goals. Instagram has always been a site for me where I share many personal thoughts and experiences. Over the years I've had a couple different Instagrams which I delete and always end up coming back. Each time , I look to putting out content that will impact and hopefully inspire someone , anyone , out there. In many areas of my life where I'm organized like my finances or my reading habits there are also those ....well let's say that are not as organized ,quite honestly VERY unorganized(Like my clothes and belongings). I misplace things all the time and throw my clothes in the corner instead of the hamper or folding them but I'm working on it. Trying at least. That's all we can do , is try. Everyday , to be a better human being.❤️ #debtfreecommunity  #debtfreejourney  #daveramsey  #BabySteps  #inspiration  #motivation  #heartifateacher  #spiritofastudent 
Our garage door broke and $600 we’re back in business. I think one of the most rewarding parts of this journey is the peace of mind with our emergency fund. I especially am grateful that we’ve decided to have around $5k in savings to give us a comfort cushion in situations like this. Pre debt-free lifestyle, I would be panicking and having anxiety attacks over paying for this. Keeping a budget allows us to roll with Murphy and simply plan to rebuild next month. Annoyed that I won’t be able to make an additional student loan payment chunk, but grateful to be able to pay for these things!
Our garage door broke and $600 we’re back in business. I think one of the most rewarding parts of this journey is the peace of mind with our emergency fund. I especially am grateful that we’ve decided to have around $5k in savings to give us a comfort cushion in situations like this. Pre debt-free lifestyle, I would be panicking and having anxiety attacks over paying for this. Keeping a budget allows us to roll with Murphy and simply plan to rebuild next month. Annoyed that I won’t be able to make an additional student loan payment chunk, but grateful to be able to pay for these things!
It’s time for some #realtalk .. If you’re not into that, tune out now please. | I receive this comment often. “I wish I had your income.” I can completely understand where that comes from.. but let’s actually do the math on this. I went back through my tax returns from my first decade of adulthood, while I was working but also in university full time for almost the entirety. You know what I found? I made between $5K - $20K annually. I was only above the poverty line in TWO of those ten years, and even then just barely. My average income was $13,000/year. Still want it? How about when I add in the fact that not only was I making a low salary, I was also adding debt? $130,000 of student loan debt to be exact. So after TEN YEARS, studying and working multiple casual and part-time jobs throughout, my net earnings were a whopping ZERO DOLLARS. People look at my salary when I graduated ($65,000 - CAD by the way) and LUST after it.. without realizing the decade I put into that number. Even after two years of full time work my average is still less than $20,000/year. I’ve estimated that it’s going to take another TWELVE YEARS to get to an overall average of the $65,000/year that people are so excited about. I’m not even including the decade I missed out on retirement savings, which is massive in the world of compound interest. Investing $5,000/year at age 25 for 10 years and then never adding another cent would net me $200,000 MORE at age 60 than investing $5,000/year at age 35 allll the way to age 60. I’m going to have to put in so much more of my income, just to catch up. Also, this is completely ignoring the stress and mental health impact of professional degree programs and huge student loan debts. I’ve probably taken years off of my life before my 30th birthday. I’m also in a career where my hours are less than many others in my position - I know so many people working for minimum wage or less by the time you include their unpaid overtime. All of this isn’t to say that I’m not privileged and fortunate (I am). It’s just to show you that what looks great from the outside sometimes isn’t quite so sparkly. Have any of you experienced this, from either side? Thoughts?
It’s time for some #realtalk  .. If you’re not into that, tune out now please. | I receive this comment often. “I wish I had your income.” I can completely understand where that comes from.. but let’s actually do the math on this. I went back through my tax returns from my first decade of adulthood, while I was working but also in university full time for almost the entirety. You know what I found? I made between $5K - $20K annually. I was only above the poverty line in TWO of those ten years, and even then just barely. My average income was $13,000/year. Still want it? How about when I add in the fact that not only was I making a low salary, I was also adding debt? $130,000 of student loan debt to be exact. So after TEN YEARS, studying and working multiple casual and part-time jobs throughout, my net earnings were a whopping ZERO DOLLARS. People look at my salary when I graduated ($65,000 - CAD by the way) and LUST after it.. without realizing the decade I put into that number. Even after two years of full time work my average is still less than $20,000/year. I’ve estimated that it’s going to take another TWELVE YEARS to get to an overall average of the $65,000/year that people are so excited about. I’m not even including the decade I missed out on retirement savings, which is massive in the world of compound interest. Investing $5,000/year at age 25 for 10 years and then never adding another cent would net me $200,000 MORE at age 60 than investing $5,000/year at age 35 allll the way to age 60. I’m going to have to put in so much more of my income, just to catch up. Also, this is completely ignoring the stress and mental health impact of professional degree programs and huge student loan debts. I’ve probably taken years off of my life before my 30th birthday. I’m also in a career where my hours are less than many others in my position - I know so many people working for minimum wage or less by the time you include their unpaid overtime. All of this isn’t to say that I’m not privileged and fortunate (I am). It’s just to show you that what looks great from the outside sometimes isn’t quite so sparkly. Have any of you experienced this, from either side? Thoughts?
We love #davidbach 💙 We use the #lattefactor advice for EVERYTHING. It’s amazing how much money there is to save when you take a close look at your spending habits. 💰 #goals #consistency #determination #determinedtosucceed #besuccesful #savings #retirement #debtfree #debtfreecommunity #debtfreejourney #debtfreeisthenewsexy #debtfreegoals #debtfreeisthewaytobe #money #currency #mealprep #debtisdumb #debtfreejourney #debtsnowball #debtfreedom #debtbegone #daveramsey #davidbach
We love #davidbach  💙 We use the #lattefactor  advice for EVERYTHING. It’s amazing how much money there is to save when you take a close look at your spending habits. 💰 #goals  #consistency  #determination  #determinedtosucceed  #besuccesful  #savings  #retirement  #debtfree  #debtfreecommunity  #debtfreejourney  #debtfreeisthenewsexy  #debtfreegoals  #debtfreeisthewaytobe  #money  #currency  #mealprep  #debtisdumb  #debtfreejourney  #debtsnowball  #debtfreedom  #debtbegone  #daveramsey  #davidbach 
Have been working a lot lately. Mind you it’s just a part time job that somehow has turned into full time the last few weeks, but it all adds up on payday. That much closer to our debt free goals. But, momma is TIRED!!!
#debtfreecommunity #debtfreejourney #budgeting #daveramsey #debtsnowball #hustle #cashmoney
Please join me for a Financial Journey Photo Challenge starting February 1st! Here is the schedule for you to save to your phone and share. Be sure to use the hashtag #MoneyMovesFF (Money Moves Financial February) when sharing on your social media. Check out my blog post for additional information and prompt post tips (link in bio).
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#februarychallenge #financialfreedom #financialjourney #debtfree #budgetmanagement #daveramsey #financialfriday #moneymoves #debtfreejourney #debtfreecommunity #moneymovesphotochallenge #photochallenge #plannerchallenge #plannercommunity #photochallenge #februaryphotochallenge #igchallenge #igphotochallenge #februaryplannerchallenge #plannerlove #planneraddict #debtfreecommunity #financialplanning #budgetplanner #budgetplannerchallenge
Please join me for a Financial Journey Photo Challenge starting February 1st! Here is the schedule for you to save to your phone and share. Be sure to use the hashtag #MoneyMovesFF  (Money Moves Financial February) when sharing on your social media. Check out my blog post for additional information and prompt post tips (link in bio). . #februarychallenge  #financialfreedom  #financialjourney  #debtfree  #budgetmanagement  #daveramsey  #financialfriday  #moneymoves  #debtfreejourney  #debtfreecommunity  #moneymovesphotochallenge  #photochallenge  #plannerchallenge  #plannercommunity  #photochallenge  #februaryphotochallenge  #igchallenge  #igphotochallenge  #februaryplannerchallenge  #plannerlove  #planneraddict  #debtfreecommunity  #financialplanning  #budgetplanner  #budgetplannerchallenge 
This is the monthly view in my budget planner. I consider it my monthly bill “snap shot.” It contains all of my bills and I’m able to see when they are due. I find this page to be so helpful. I have a link in my profile for $10 off your own Deluxe Monthly budget planner. 
#ECPlanInJan #debtfreecommunity #debtfreejourney #debtfree #babysteps #daveramsey #rachelcruze #budgetplanner #erincondren
😳😱😵 This is my new total debt after adding in the two new debts I found in collections this week. I know I was close to 100,000 with my total before, but the fact that it is now $102,019.81 is like a bit slap to the face. I have never been more motivated to no longer be a slave to my debt. 👊🏻
😳😱😵 This is my new total debt after adding in the two new debts I found in collections this week. I know I was close to 100,000 with my total before, but the fact that it is now $102,019.81 is like a bit slap to the face. I have never been more motivated to no longer be a slave to my debt. 👊🏻
New name, Same me! Since getting married and officially becoming Mrs.Snow I thought it would be fun to switch up the name! Especially since it fits so well with this financial journey and using the debt snowball! ❄️💙#debtfreejourney #debtfreefamily #debtfreecommunity #snowfamily #newlywed #kickindebttothecurb #daveramsey #daveramseyfollower #babystep2 #debtsnowball
It's Friday! But sadly not payday.. need to prepare my weekly budget tomorrow. Before, it was much easier when me and the hubby were on different pay cycles. We would get a check every week and would be easier to plan out. Now, we are on the same pay cycle and rather than prepare the money weekly, we have to now try to budget for 2 week and resit the temptation of over spending.

#savings #coupons #debtfreecommunity #debtfree #money #financialfreedom #finance #couponing #budgets #budgeting #followme #bloggers #blogs #moneyblogs #instagram #success #career #careermoves #mastersdegree #mba #degrees #school #creditcards #credit #loans #gainfollowers #budgetplanner #budgetjourney #debtfreejourney
It's Friday! But sadly not payday.. need to prepare my weekly budget tomorrow. Before, it was much easier when me and the hubby were on different pay cycles. We would get a check every week and would be easier to plan out. Now, we are on the same pay cycle and rather than prepare the money weekly, we have to now try to budget for 2 week and resit the temptation of over spending. #savings  #coupons  #debtfreecommunity  #debtfree  #money  #financialfreedom  #finance  #couponing  #budgets  #budgeting  #followme  #bloggers  #blogs  #moneyblogs  #instagram  #success  #career  #careermoves  #mastersdegree  #mba  #degrees  #school  #creditcards  #credit  #loans  #gainfollowers  #budgetplanner  #budgetjourney  #debtfreejourney 
So, I made this account only this week.. and I love that I’ve found so many others who are going through the same thing... a little introduction: I’ve just turned 34, and I have debts because I’m a shopaholic. I have a secure job which I love, and I earn more than enough, but I spend more than I earn. This isn’t something that has happened because I’ve had to spend money on things that my budget can’t stretch to, like bills or rent or essential food. This is purely because if I see something and I want it - I buy it. I recently fell in to the trap of cursing the state of the country for house prices being so high. When actually the only reason our own place is ‘out of reach’ is because of how much of my salary goes on my credit card repayments every month. If I wasn’t paying back (while stupidly adding to it) debt, then I could be building up quite the nest egg!..... We (my partner and I, plus two cats) rent.. we waste money every month that we could be putting toward our own house. So once this debt is clear, that is what I will save towards.
......🙈as I was reading through all of your posts, I found myself getting excited about all the bargains, yellow stickers, and coupons etc! I found myself thinking “oh! Perhaps I’ll head out later and see what I can find!!”.... then it hit me. THAT IS PART OF MY PROBLEM! 
I don’t need anything. I have everything I need. All bills are paid up, there is so much food in the house that I don’t know what half of it is. I have a spare bedroom that contains all the clothes that don’t fit in my main drawers etc. I’m spoiled, and this is no one else’s fault but my own. 
So I’m not going out, I’m not going to find cheap things to buy just because they’re cheap. I’m going to sit, chill here with my iPad, maybe make a hot chocolate and watch some Netflix. And not spend a penny! 😂🙈🙄 #debtfreejourney #debtjourney2018 #shopaholic #imashopaholic #ibuyeverything #spendingmorethaniearn #spendingban #nospending #selfcontrol #debtfreecommunity
So, I made this account only this week.. and I love that I’ve found so many others who are going through the same thing... a little introduction: I’ve just turned 34, and I have debts because I’m a shopaholic. I have a secure job which I love, and I earn more than enough, but I spend more than I earn. This isn’t something that has happened because I’ve had to spend money on things that my budget can’t stretch to, like bills or rent or essential food. This is purely because if I see something and I want it - I buy it. I recently fell in to the trap of cursing the state of the country for house prices being so high. When actually the only reason our own place is ‘out of reach’ is because of how much of my salary goes on my credit card repayments every month. If I wasn’t paying back (while stupidly adding to it) debt, then I could be building up quite the nest egg!..... We (my partner and I, plus two cats) rent.. we waste money every month that we could be putting toward our own house. So once this debt is clear, that is what I will save towards. ......🙈as I was reading through all of your posts, I found myself getting excited about all the bargains, yellow stickers, and coupons etc! I found myself thinking “oh! Perhaps I’ll head out later and see what I can find!!”.... then it hit me. THAT IS PART OF MY PROBLEM! I don’t need anything. I have everything I need. All bills are paid up, there is so much food in the house that I don’t know what half of it is. I have a spare bedroom that contains all the clothes that don’t fit in my main drawers etc. I’m spoiled, and this is no one else’s fault but my own. So I’m not going out, I’m not going to find cheap things to buy just because they’re cheap. I’m going to sit, chill here with my iPad, maybe make a hot chocolate and watch some Netflix. And not spend a penny! 😂🙈🙄 #debtfreejourney  #debtjourney2018  #shopaholic  #imashopaholic  #ibuyeverything  #spendingmorethaniearn  #spendingban  #nospending  #selfcontrol  #debtfreecommunity 
So here is our updated snow ball. There is one extra green line because we paid off a $11,291 loan and we are now focusing on the blue highlighted line.  Daniel and I agreed to pay another payment of $850 today which will leave a buffer of $100. I usually go over budget and I understand why he wants a little buffer but this guy was going to keep another $850 on top of our $3,000 emergency fund just in case in the bank. 🙄He doesn’t spend anything and is very frugal. If he has any sort of spending allowance he won’t spend it. And he definitely has the security glad. I really pushed him to have us live on the edge of what we would really put this month. It’s a process and I would encourage you all to find a balance of what works for your family. .
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#california #daveramsey #debtfreedom #debtfreecommunity #debtfreejourney #mealplanning #zerofoodwaste #contentment #frugal #grocerybudget #cashisking #intentionalliving #goals #broke #money #financialfreedom #snowball #studentloans #2018goals #cash #purejoy #encouragement#lifestyleblogger #homecooking #budgeting #minimalism  #budget #poshmark #babystep2 #poor
So here is our updated snow ball. There is one extra green line because we paid off a $11,291 loan and we are now focusing on the blue highlighted line. Daniel and I agreed to pay another payment of $850 today which will leave a buffer of $100. I usually go over budget and I understand why he wants a little buffer but this guy was going to keep another $850 on top of our $3,000 emergency fund just in case in the bank. 🙄He doesn’t spend anything and is very frugal. If he has any sort of spending allowance he won’t spend it. And he definitely has the security glad. I really pushed him to have us live on the edge of what we would really put this month. It’s a process and I would encourage you all to find a balance of what works for your family. . . . . #california  #daveramsey  #debtfreedom  #debtfreecommunity  #debtfreejourney  #mealplanning  #zerofoodwaste  #contentment  #frugal  #grocerybudget  #cashisking  #intentionalliving  #goals  #broke  #money  #financialfreedom  #snowball  #studentloans  #2018goals  #cash  #purejoy  #encouragement #lifestyleblogger  #homecooking  #budgeting  #minimalism  #budget  #poshmark  #babystep2  #poor 
#FlashbackFriday || I had just started my current job, I had no car, my credit score was somewhere in the 500s, I had no savings, but I was on fleek + bought new clothes to go out every weekend + always requested my drinks be top shelf! Life’s much different now, I’ve learned most of my financial lessons the hard way but I’m much smarter now. Cheers to me getting my life together slowly! 🥂
#FinancialFreedomFriday
#CorporateChicConfessions
#FlashbackFriday  || I had just started my current job, I had no car, my credit score was somewhere in the 500s, I had no savings, but I was on fleek + bought new clothes to go out every weekend + always requested my drinks be top shelf! Life’s much different now, I’ve learned most of my financial lessons the hard way but I’m much smarter now. Cheers to me getting my life together slowly! 🥂 #FinancialFreedomFriday  #CorporateChicConfessions 
Another one bites the dust. RIP Navient #2 👋🏼👋🏼
Another one bites the dust. RIP Navient #2  👋🏼👋🏼
Preach! 🙌🏼
Preach! 🙌🏼
Almost 10% of the way to the £20 voucher! Not bad for less than a week! I've no doubt it'll slow down with the no spend days coming up though! 👛 #debtfreecommunity #debtfreejourney #debtsnowball #debtfree #debt #debtfreeliving #financialfreedom #financiallyfree #debtfreegoals #debtfreelifestyle
Today is grocery shopping day. I menu planned for two weeks last Friday. So I will just need staples. $20 is what is left in my budget of $225/biweekly. I was able to cash out my Ibotta account ($20) and I’m thinking I will use it towards some more fresh produce. Do you think this counts as going over budget? I say no because I stayed in budget and used the app. So it’s not coming out of my income. But the saver in me just feels guilty for going over my “budgeted” amount. Wish me luck. Hopefully I stay under $40.  #grocerybudget #cashenvelopes #debtfreejourney #debtfreecommunity
Today is grocery shopping day. I menu planned for two weeks last Friday. So I will just need staples. $20 is what is left in my budget of $225/biweekly. I was able to cash out my Ibotta account ($20) and I’m thinking I will use it towards some more fresh produce. Do you think this counts as going over budget? I say no because I stayed in budget and used the app. So it’s not coming out of my income. But the saver in me just feels guilty for going over my “budgeted” amount. Wish me luck. Hopefully I stay under $40. #grocerybudget  #cashenvelopes  #debtfreejourney  #debtfreecommunity 
Looks like someone can’t sleep without their ball today 🤣🤣
Looks like someone can’t sleep without their ball today 🤣🤣
Making my plans for the week. I normally don’t grocery shop every week but our friends had a baby today! So I’m going to go get them fresh food. They don’t have to eat from the freezer like us! 😂
While I’m out, I’m going to take advantage of some coupon deals at Publix and some weekly sales at Aldi. They are basically right across the street from each other so WHY NOT!? I’ll just take whatever I spend from next week’s budget to keep things even.
Our menu plan is going to consist of eating out of our freezer. It’s gotten FULL thanks to my parents purging their freezers. 
#freezermealsweek #freezermeals #menuplanning #mamasaves #publixdeals #aldideals #debtfreejourney #debtfreecommunity #groceryshopping #grocerylists #couponcommunity #newbaby #budgetmeals
Making my plans for the week. I normally don’t grocery shop every week but our friends had a baby today! So I’m going to go get them fresh food. They don’t have to eat from the freezer like us! 😂 While I’m out, I’m going to take advantage of some coupon deals at Publix and some weekly sales at Aldi. They are basically right across the street from each other so WHY NOT!? I’ll just take whatever I spend from next week’s budget to keep things even. Our menu plan is going to consist of eating out of our freezer. It’s gotten FULL thanks to my parents purging their freezers. #freezermealsweek  #freezermeals  #menuplanning  #mamasaves  #publixdeals  #aldideals  #debtfreejourney  #debtfreecommunity  #groceryshopping  #grocerylists  #couponcommunity  #newbaby  #budgetmeals 
5 frugal things today:
1. Broke my work bag and found another one at work I forgot about that is burlap! (I instantly thought I need to buy one looking for an excuse to shop)
2. Brought my lunch
3. Brought my drink 
4. Have a can of tuna for emergencies
5. Taking home a gift bag to add to my bag stash for parties etc. yes i know it's a bag, but that's $1-2 I DON'T have to spend for a present!  #fruglife #debtfreecommunity #debtfreejourney
5 frugal things today: 1. Broke my work bag and found another one at work I forgot about that is burlap! (I instantly thought I need to buy one looking for an excuse to shop) 2. Brought my lunch 3. Brought my drink 4. Have a can of tuna for emergencies 5. Taking home a gift bag to add to my bag stash for parties etc. yes i know it's a bag, but that's $1-2 I DON'T have to spend for a present! #fruglife  #debtfreecommunity  #debtfreejourney 
Yesss! In 2018, I will get my 💩together - finances and weight!!
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#watchme #healthyeating #debtfreecommunity #debtfreejourney #focused #gazelleintense #savingmoney #buildingwealth #noeatingout #financialfreedom #nostoppingme
⚠️ In an effort to be more focused, I’m deleting this personal page *gasp*
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Don’t worry, we will be posting all our personal antics & updates on our page  @withhandswideopen ☺️
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This spring we will welcome many new transitions into our life; a new little baby G I R L 🎀, seminary school for Aaron, RV living/renovations, pursuit of missions, puppy training classes for our newest 4 legged family member, a transition to mostly vegan meals, & much more 🌻
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If these things interest you, or if you just want to keep in touch with us & our chaotic life, follow us to our blogging page @withhandswideopen ! .
See ya there 💛
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#lifestyleblogger #rvliving #tinyhome #debtfreejourney #pursueholiness #calledtoserve #momlife #fulltimefamily #financialfreedom #renovation #busconversion #familyoffour #chaseyourdreams #dontgiveup #passionate #motherhood #honestmotherhood #tinyhouse #livingsmall #minimalism #lessjunkmorejourney #inspired #dontconform #besetapart
⚠️ In an effort to be more focused, I’m deleting this personal page *gasp* . Don’t worry, we will be posting all our personal antics & updates on our page @withhandswideopen ☺️ . This spring we will welcome many new transitions into our life; a new little baby G I R L 🎀, seminary school for Aaron, RV living/renovations, pursuit of missions, puppy training classes for our newest 4 legged family member, a transition to mostly vegan meals, & much more 🌻 . If these things interest you, or if you just want to keep in touch with us & our chaotic life, follow us to our blogging page @withhandswideopen ! . See ya there 💛 . . . . . . . . . . . . . . . #lifestyleblogger  #rvliving  #tinyhome  #debtfreejourney  #pursueholiness  #calledtoserve  #momlife  #fulltimefamily  #financialfreedom  #renovation  #busconversion  #familyoffour  #chaseyourdreams  #dontgiveup  #passionate  #motherhood  #honestmotherhood  #tinyhouse  #livingsmall  #minimalism  #lessjunkmorejourney  #inspired  #dontconform  #besetapart 
This had me dying. But it be like that sometimes😂 I'm sitting here trying to dream up something to make for breakfast because I'm sick of eggs. Then I snapped back to reality and reminded myself how lucky I am to have eggs in my fridge. But maybe next I'll switch up the breakfast menu. 😜 Any good breakfasts that aren't eggy?! #breakfastideas #debtfreejourney #debtfreecommunity #debtfree #debtfreeaf #daveramsey #babystep2 #grocerybudget #budgetmeals #budgetfood
Even though I’m on baby step 6, I love finding new blogs to follow which helps me keep my motivation high while also reading about other people’s debt stories and seeing what tools have helped them along the way.
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Check the blog out if you haven’t already!
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#inspiredbudget #debtfreeblog #goaldigger #budget #budgetnerd #financialfreedom #payingdebtdown #daveramsey #debtfreecommunity #thedebtfreecommunity #debtfreejourney #singledebtfreejourney #debtfree #gazelle #gazelleintense #debtisdumb #cashisking #llnoe #livefree
Even though I’m on baby step 6, I love finding new blogs to follow which helps me keep my motivation high while also reading about other people’s debt stories and seeing what tools have helped them along the way. . Check the blog out if you haven’t already! . . . . . #inspiredbudget  #debtfreeblog  #goaldigger  #budget  #budgetnerd  #financialfreedom  #payingdebtdown  #daveramsey  #debtfreecommunity  #thedebtfreecommunity  #debtfreejourney  #singledebtfreejourney  #debtfree  #gazelle  #gazelleintense  #debtisdumb  #cashisking  #llnoe  #livefree 
It is going down tomorrow (Saturday) in the DMV! Come learn how to improve and increase your income! Don't just meet me there, beat me there!
It is going down tomorrow (Saturday) in the DMV! Come learn how to improve and increase your income! Don't just meet me there, beat me there!
I don't get many days off, but when I do, I spend them binge watching Shameless, doing laundry, cleaning up the room my boyfriend and I sleep in, and doing crafts! All things that don't require me to spend money 😊 thinking about driving by my work to pick up my check, but I might just wait until tomorrow. Happy Friday everyone!
#debtfreecommunity #debtfreejourney #debtfreelife #debt #daysoff #tgif #shameless #HappyFriday
I don't get many days off, but when I do, I spend them binge watching Shameless, doing laundry, cleaning up the room my boyfriend and I sleep in, and doing crafts! All things that don't require me to spend money 😊 thinking about driving by my work to pick up my check, but I might just wait until tomorrow. Happy Friday everyone! #debtfreecommunity  #debtfreejourney  #debtfreelife  #debt  #daysoff  #tgif  #shameless  #HappyFriday 
I just want to say Hello and Thank You to all of my followers!! I'm very grateful for every single one of you and can't believe there's over 300 of you! ❤
#debtfreecommunity #debtfreejourney #debtfree #debt #debtsnowball #debtfreeisthenewsexy #debtfreedom #debtfreeliving #debtfreelife #debtbegone #frugalliving #frugal
I was tagged by @debtlyss2021 to share 5 things about me so here it goes!
1. I’m a HUGE Seahawks fan!
2. We don’t live on a farm or own a tractor but we like to take family pictures on tractors on farms.
3. I self-published 3 books last year.
4. We have 3 rescue animals because #adoptdontshop Is our mantra.
5.  My husband and I were engaged twice followed by two break ups before we finally got engaged a third time and married.  Third time was the charm!
I now tag @nomasdebt @thehungrycuttlefish @gazelle_in_pearls and @learninghowtobudget to share 5 things about them!
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#debtfreejourney #frugalliving #debtfreecommunity #debtisdumb #moneysaver #moneysavingtips #budgeting #budgetingtips #frugoal #brokeaf #blogger #minimalist #minimalism
I was tagged by @debtlyss2021 to share 5 things about me so here it goes! 1. I’m a HUGE Seahawks fan! 2. We don’t live on a farm or own a tractor but we like to take family pictures on tractors on farms. 3. I self-published 3 books last year. 4. We have 3 rescue animals because #adoptdontshop  Is our mantra. 5. My husband and I were engaged twice followed by two break ups before we finally got engaged a third time and married. Third time was the charm! I now tag @nomasdebt @thehungrycuttlefish @gazelle_in_pearls and @learninghowtobudget to share 5 things about them! ••••••••••••••••••••••••••• #debtfreejourney  #frugalliving  #debtfreecommunity  #debtisdumb  #moneysaver  #moneysavingtips  #budgeting  #budgetingtips  #frugoal  #brokeaf  #blogger  #minimalist  #minimalism 
Just made my second to last payment on Discover! I didn’t even write a payment in the February budget! Going to scrape and hustle and sell and finish this up at the end of the month!! #debtfreejourney #debtfreecommunity #debtfree #debtsnowball #byebyediscover
I made $355 selling some of my gently used items from Sept-December last year. 👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼
Today I plan on cleaning out my closet and posting more items. (Confession #2: I'm taking up 3 closets in the house.... 🙈)
If I haven't worn it in the last 6 months, OUT!! Check out my story for closet clean up updates.... 😁🤗
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#debtfreejourney #debtfreecommunity #sidehustle 
#livelikenooneelse
I made $355 selling some of my gently used items from Sept-December last year. 👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼 Today I plan on cleaning out my closet and posting more items. (Confession #2 : I'm taking up 3 closets in the house.... 🙈) If I haven't worn it in the last 6 months, OUT!! Check out my story for closet clean up updates.... 😁🤗 . . . . #debtfreejourney  #debtfreecommunity  #sidehustle  #livelikenooneelse 
My morning: wake up, listen to Dave while getting ready for work, (cried while applying my makeup with a caller losing her job) logged into our bank accounts, moved some money around, packed up my car and headed to work. Today’s pay is $150/hr for location headshots 📷 and now I head to the bank to deposit my pay 💰 saving to pay $11k to debt this month
My morning: wake up, listen to Dave while getting ready for work, (cried while applying my makeup with a caller losing her job) logged into our bank accounts, moved some money around, packed up my car and headed to work. Today’s pay is $150/hr for location headshots 📷 and now I head to the bank to deposit my pay 💰 saving to pay $11k to debt this month
My first Random Facts tag💃🏾💃🏾💃🏾Thanks @manvscash for spreading the love.
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Now I'd like to tag @moneytipfeed_1 @debtfreesaf @debtfreepeach @the_luxury_girls_budget @debtkiller_wealthbuilder 🤗 .
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#debtfreejourney #journeytofreedom #debtfreegoals #debtsucks #daveramsey #debtsnowball #mission #financialfreedom #finance # #consumerdebt #debtfreecommunity #debtfree #financialfreedom #finanancialpeace #finance  #cashisking #minimalism